Simple and secure payment with your smartphone

The main features

You can transfer money instantly with UBS TWINT – from smartphone to smartphone. And you can request and receive money from friends and family too.

Here’s how

  1. Tap the “Send” or “Request” button in the UBS TWINT App
  2. Enter the desired amount and tap “Next”
  3. Select the person
  4. You can now enter a message or change your payment method
  5. Confirm the action with a swipe (stroke the arrow from left to right)

Online shoppers love UBS TWINT: simply open the TWINT App and scan the QR code with your smartphone – and that’s it. What’s more, your credit card details are stored securely in TWINT.

Here’s how

On your computer:

  1. A QR code and a numerical code will be displayed
  2. Open the UBS TWINT App and click on “Scan”. Scan the QR code shown. If you want to enter the displayed numerical code manually, switch to “123” in the upper right corner of the app
  3. Confirm the payment in the app
  4. Check whether the order confirmation is displayed in the online shop

On your smartphone:

  1. You will be asked to switch to the UBS TWINT App
  2. Select the UBS TWINT App and log in to UBS TWINT
  3. Confirm the payment in the app
  4. Switch back to the online shop view and check whether the order confirmation is displayed

You can pay with UBS TWINT at many cash registers using the QR code at the payment terminal. You can also pay without a payment terminal by using TWINT QR codes.

Here’s how

  1. Inform the sales staff that you would like to pay with TWINT or choose payment by card at the self-checkout
  2. The TWINT QR code will then be shown on the card terminal display
  3. Open the app and tap “Scan”
  4. Use the app to scan the QR code
  5. Confirm the payment in the app
  6. Check on the card terminal whether the payment has been confirmed

You can also use the TWINT App to pay securely and conveniently in other apps, including SBB, Migros, Fairtiq, and Lezzgo. Simply add TWINT as your preferred payment method and your next ticket purchase will be even easier.

Here’s how

  1. Open the overview of payment methods via the settings in the desired app (such as SBB)
  2. Add TWINT as a payment method
  3. Select TWINT as the payment method the next time you want to make a payment
Pay in other apps

Download and activate the app

1. Download the UBS TWINT app

Scan the QR code and download the app:

QR Code

2. Activate the app

Follow the instructions in the app or in our step-by-step guide to registering.

3. Use the app

UBS TWINT is very versatile and payment is instant. Send money to friends, or pay at the cash register, in online shops, and apps. Try it out now.

Requirements for use: you need a Swiss mobile number and Swiss bank account number. If you don’t have a UBS account, you’ll also need a credit or prepaid card and an official form of ID.

Terms of use

And even more features

Simply tap "More" in the UBS TWINT App to access a range of additional features.

UBS TWINT promotions

Find all current TWINT promotions and contests here.

UBS TWINT promotions

UBS key4 banking

Don’t have a UBS account?

Do all your daily banking digitally on your smartphone with UBS key4 banking. Open your account directly from the app and get started right away.

UBS TWINT for companies and clubs

Collecting payments has never been easier. With or without a payment terminal. Whether online or at points of sale, both attended and self-service. With UBS TWINT, you can accept cashless payments quickly and securely via QR code. The amount is immediately credited to your account. Find out more.

UBS TWINT for merchants

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