Prepaid card: Credit card that can be loaded with money

Spending control and security
You determine your card balance and benefit from the highest security standards.
Top up your balance automatically
Set a minimum amount for your card. If the card balance falls below this limit, your chosen amount will be topped up automatically.
Worldwide acceptance
Benefit from worldwide acceptance and flexibility for your purchases anywhere, anytime, both online and in stores.

Maximum security for online purchases thanks to 3-D Secure
Credit-based card for full cost control
Pay online or in stores worldwide
Contactless payments by card, smartphone or smartwatch – ideal for children, young people or as a second card

DownloadPrepaid card information sheet

Conditions and prices

Annual fee: CHF 50 (Price without UBS Banking)
Replacement card: CHF 20
Card blocking: Free of charge
Cash withdrawals:
- In Switzerland and abroad: 4%, minimum CHF 10 per withdrawal
CHF transactions abroad: 1.75% processing surcharge
Card balance refund:
- Via E-Banking or exchange for a UBS Credit Card: Free of charge
Alternatively: CHF 20
Maximum balance: CHF 10,000
Card top-up: Free of charge

Detailed information:

All the benefits at a glance

Easy to top up

Order the prepaid card directly with a starting balance, so you can start using it right away. Once the balance is depleted, you can top up your prepaid card conveniently and free of charge via bank transfer in E-Banking, the Mobile Banking App or via QR-bill. The maximum balance is CHF 10,000.

Would you like to top up your prepaid card regularly?

Then define how much money should always be available on your prepaid card. If the prepaid balance falls below this threshold, your card will automatically be topped up from your account with this amount.

To the guide

Pay contactless

To pay worldwide and contactless with your card, all you need is your smartphone. In just a few steps, you can add your card to a mobile payment solution.

UBS Credit and Prepaid Cards work with the following solutions:

Google Pay and Samsung Pay with Android
Apple Pay with iOS
Watches and smartwatches
UBS TWINT in Switzerland with Android and iOS

High security

With individual security settings, you can precisely determine where and how your card is used.

Online payments are additionally protected by 3-D Secure.

3-D Secure is a procedure from Mastercard and Visa that provides additional protection against unauthorized use of your card at participating merchants.

You will be prompted to confirm online card purchases easily and securely with the UBS Access App.

Practical card functions

Additional benefits

A card like Switzerland
Discover the design of the UBS Prepaid Card

The Flims landslide formed the Rhine Gorge around 9,400 years ago. The surface texture of this spectacular landscape in the Grisons was captured in a physical imprint that was used to create the design of the UBS Prepaid Card. Thanks to this characteristic pattern, you will always have the beauty of Swiss nature with you.

Find out more about the design now