Three reasons to finance your property with UBS

  • Attractive conditions

    Even in a dynamic interest environment, we offer you attractive interest rates and repayment options.

  • Tailored and flexible financing

    With financing models such as our master credit limit, you can design your financing individually and adjust it flexibly.

  • Many years of experience

    Benefit from our decades of experience and our extensive expertise in real estate financing.

Mortgages for multi-family units

Attractive conditions and long terms for multi-family units

Arrange a consultation or start a financing inquiry directly to receive a non-binding offer for a UBS key4 mortgage more quickly.

With UBS key4 mortgages, you can choose from attractive mortgage offers from Swiss providers such as pension funds and investment foundations.

  • Terms longer than 10 years possible.
  • UBS remains your contractual partner and contact person in all matters.
  • Forms of financing, can be combined in tranches: fixed-rate mortgage or SARON Flex mortgage.

Our mortgage products for investment properties

  • UBS Fixed-Rate Mortgage

    • Interest rate: fixed, calculated individually for you
    • Term: 1 to 7 years, longer terms available upon request
    • Directly financed by UBS
    UBS Fixed-Rate Mortgage factsheetpdf, 92 KB

  • UBS key4 mortgages fixed-rate mortgage

    • Interest rate: fixed, calculated individually for you
    • Term: 2 to 20 years
    • UBS provides you with fixed-rate mortgage offers from various Swiss providers to choose from
    UBS key4 fixed-rate mortgage factsheetpdf, 244 KB

  • UBS SARON Flex Mortgage

    • Interest rate: variable, linked to Swiss money market (compounded SARON)
    • Term: unlimited
    • Directly financed by UBS
    UBS SARON Flex Mortgage factsheetpdf, 203 KB

  • UBS key4 mortgages SARON Flex Mortgage

    • Interest rate: variable, linked to Swiss money market (compounded SARON)
    • Term: unlimited
    • UBS provides you with SARON mortgage offers from various Swiss providers to choose from
    UBS key4 SARON Flex Mortgage factsheetpdf, 244 KB
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Maximum flexibility for your property or real estate portfolio

Master Credit Limit UBS Real Estate Financing consultation

The Master Credit Limit UBS Real Estate Financing is ideal for actively managed real estate portfolios and is available from just one property.

  • Get an overall limit for all your properties and choose the credit utilization that suits you best within the limit.
  • Forms of financing, freely combinable: current account, fixed advance, floating-rate loan, fixed-rate loan and deposit.
  • Switch between forms of financing at no additional cost.

Your options with a Master Credit Limit for Real Estate Financing

UBS Floating-Rate Loan

  • Interest rate: variable, linked to selected currency (e.g. compounded SARON for CHF)
  • Term: unlimited, notice period 30 days
  • Offers interest rates in line with the market and a particularly high level of flexibility
UBS Floating-Rate Loan factsheetpdf, 125 KB

UBS Fixed-Rate Loan

  • Interest rate: fixed, calculated individually for you
  • Term: 1 to 10 years
  • Gives you long-term planning security
UBS Fixed-Rate Loan factsheetpdf, 89 KB

UBS Fixed Advance

  • Interest rate: fixed, calculated individually for you
  • Term: 1 to12 months
  • Perfectly suited for short-term liquidity needs
UBS Fixed Advance factsheetpdf, 79 KB

Our other offers for investment properties

Financing for office, commercial or industrial properties

Talk to our financing experts about your investment goals and explore the best financing options for your investment property.

Tailored financing for renovations or new builds

Before and during the construction phase, our expertise helps you to set the right course from the outset. You also benefit from tailored and flexible financing.

Attractive benefits when financing sustainable projects

Are you planning a new low-energy construction, a renovation focused on energy efficiency or the purchase of an energy-efficient property? Then you can enjoy attractive benefits with a UBS Loan Green.