Mortgages to suit your life

Our mortgage products

  • Fixed-rate mortgage

    • Fixed interest rate for additional stability
    • Flexible duration of 2 to 10 years
    • Interest rate can be fixed up to 12 months in advance

  • SARON mortgage

    • Interest rate adapts to the market
    • Unlimited duration
    • Switch to a fixed-rate mortgage at any time and benefit from a fixed interest rate

  • Building loan

    • Financing or mortgage – you choose what suits you
    • Unlimited duration
    • For new construction, conversions or renovations

  • Mortgage overdraft facility

    • Interest rate can be adjusted to market conditions at any time
    • Indefinite term
    • No restrictions on use
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Compare all mortgages in detail

Your choice: one bank, several options

  • UBS mortgages are financed by UBS and offer you complete flexibility.
  • With UBS key4 mortgages, we give you access to offers from verified Swiss providers.

Ready for your new mortgage?

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Calculate mortgage

Find out whether you can afford your dream property.

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Get a non-binding quote with UBS key4 mortgages right away.

What’s next for mortgage interest rates?

Our interest rate forecast gives you information each month on current interest rates and interest rate trends – free of charge by email.

  • Curated monthly by mortgage experts
  • Free, unsubscribe at any time

Further guidance on mortgages