Money under control, life in flow – here's how

YUMO is your beginner's guide to money. Whether you're still at school, doing an apprenticeship, working or studying. YUMO explains how money works in a simple and understandable way. These are skills you've always wanted. And now you know where to start.

Get started today to take charge of your money.

What's your money mindset?

A quick check, a big revelation: a few questions, an honest picture. You'll see right away how you handle money.

Every step makes you more independent.

Strengthen your money skills

YUMO makes money fit for everyday use: you learn the basics, gain confidence and make decisions that suit you. Whether you're still at school, doing an apprenticeship, working or studying.

Tips that work. For more confidence and control.

How YUMO works

Compact, clear and no nonsense: bite-sized chunks, interactive content and quizzes show you how to really get your finances under control in everyday life.

Every step takes you forward.

New money skills every month

YUMO provides monthly updates: new tips, short exercises and clear examples. 

Free of charge – online and as a PDF.

Start smart with YUMO’s easy approach to money

January issue

Economics at work in everyday life

This month in YUMO: If you just want to get on with life, that’s understandable. That’s going with the flow. But if you want to know where the flow is going, stick around. Because if you can pack about a dozen ideas about economics into your head, you can substantially improve your life. The best part is, you get to choose what works best for you.

What you’ll learn:

  • Recognize how emotions and biases influence your spending.
  • Appreciate the importance of investing in yourself.
  • Identify how online platforms act as digital gatekeepers.
  • Connect global economic forces to your daily life.
  • Understand why countries trade and how tariffs hurt.
  • Discover the strong franc’s impact on imports and inflation.

Get started now and take charge of your money!

Grow your financial knowledge every month

YUMO delivers fresh insights that are short, clear and practical. Each update is an opportunity: read it, apply it and see progress – YUMO gets you ready for your future.

Check back regularly and get your free money update – online or as a PDF.

  • January issue

    Economics in everyday life

    The economy is like gravity: a force of nature. You can work for it. Or it can work for you. Learn about prices, inflation and the cycle of boom and bust. See why governments struggle to control the economy and how cryptocurrencies aim to reshape it. This gets emotional. But not like you think.

  • February issue

    Solve your money mystery

    Money may be a mystery to many. But you can solve it. Discover how beliefs, emotions and values shape money decisions. Learn to spot patterns, identify your values and define what “enough” means for you. Unpack those paradoxes and use budgets to achieve goals and avoid spending pitfalls.

  • March issue

    Saving is boring. Not!

    Create the freedom to breathe easier, dream bigger and shape the life you want with a few simple saving and investing habits that build confidence, expand your options and help secure your future. Discover why time really is money.

  • April issue

    Healthy borrowing

    Borrowing can empower growth when used wisely but missteps create costly traps. Understand value, affordability and risks, so that you use credit responsibly and avoid pitfalls.

  • May issue

    Life stages. Big decisions.

    Navigate life stages with confidence. Learn how to make smart housing choices, support family, handle life’s big transitions and make early preparations that are sure to pay off with a comfortable retirement.

  • June issue

    Banks and shared prosperity

    Discover how banks actually work, how they serve society, make money, support our shared prosperity, and how they are evolving from crypto to blockchain, neobanks to regulation.

  • July issue

    Crystal ball, anyone?

    The only thing for sure about the future is that it’s going to be different than now. Discover how green innovation, AI and digital currencies are reshaping finance, and why lifelong learning matters more than ever.

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Any questions?

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