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Buy gold with UBS key4 gold

Buy physical gold conveniently in UBS Mobile Banking, store it in a UBS vault or have it delivered to your home.

How UBS key4 gold works

Would you like to invest in gold without having to worry about storage or transportation? With UBS key4 gold, you can invest digitally in physical gold.
  • Trade gold digitally – from 0.1 g
  • Transparent costs – transaction fee of 1.4% (trading volume up to CHF 25,000), annual custody fee of 0.35%
  • Secure storage in a UBS vault or, upon request, delivery to your home
  • Convenient management in UBS Mobile Banking

The price of gold may fluctuate. UBS key4 gold is available to Swiss private clients aged 18 and older. Transaction fees decrease as trading volume increases. Find details here.

Your benefits with UBS key4 smart investing

  • Buy gold digitally, own it physically

    Buy and sell gold digitally. If desired, selected bars can be delivered to your home.

  • Transparent fees

    You can clearly see the amount and price at any time before confirming your purchase.

  • Stored securely

    Your physical gold will be stored in a UBS vault.

Your guide to buying gold

  • Financial report in cool blue-gray colors showing a pie chart, with a silver pen lying across

    Tips on buying gold

    How gold can enhance your portfolio

    Gold is often valued for its ability to retain value over time and can help stabilize a portfolio. As its price often moves inversely to equities and interest rates, it can serve as a hedge during periods of market turmoil and inflation. As a result, gold enhances portfolio diversification and helps reduce risk when the markets are turbulent.

  • two gold bars laying on regular stacked layer of fine gold bar ingots

    Tips on buying gold

    Understanding physical gold: ownership, storage, costs

    Gold can be purchased either directly or indirectly through financial products. Gold bars are generally more cost-effective and tend to be priced closer to the market value, particularly in larger denominations. Gold coins are typically more expensive but may offer additional value for collectors. Both can help to diversify a portfolio.

  • Farmer tending his crops in brilliant sun

    Tips on buying gold

    The best time to buy gold

    There is no ideal time to start investing in gold. What matters more is having a clear, long-term strategy. It’s best to invest regularly so as to smooth out price fluctuations and benefit from cost average effect, rather than waiting for the perfect moment.

Discover more digital investment solutions

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UBS key4 trading for independent investing

Open your custody account in just a few minutes and trade equities, funds and ETFs easily in the UBS Mobile Banking App. Respond quickly to market opportunities and keep track of your portfolio at all times.

  • Invest and trade digitally
  • Manage your portfolio centrally
  • Easy access to Swiss and international markets
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ETF savings plan from CHF 50

Invest regularly in UBS funds and ETFs from just CHF 50. Modify your savings plan whenever you need to and manage it all with ease in Mobile Banking or E-Banking.

  • Start investing from CHF 50
  • Adjust your savings plan at any time
  • Manage everything in Digital Banking

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