Are you coming to us from Credit Suisse?

We are happy to support you and have compiled an overview of all the relevant information on products and services as well as answers to questions you may have about the transfer of your banking relationship.

Find out more

A bank for Switzerland

Start saving early for retirement, and you’ll be happy as a child in old age.

Make an appointment

I’m looking for the right solution to start saving for retirement.

Excellent – the sooner, the better. With time, even small amounts can grow into major sums. And best of all: paying into pillar 3a also means paying less tax.

How can I grow my retirement savings?

If you invest your retirement savings, you stand to benefit from higher potential returns in the long term. It also pays to open several 3a accounts early to save tax on withdrawals.

When can I withdraw my pension capital early?

You can withdraw your pension capital early in the following circumstances: when starting your own business, when moving out of Switzerland and to finance your own home.

Will I have enough money when I retire?

There are many things to consider as retirement nears – from possible tax optimization to a payout plan that suits you. We would be happy to draw up a concrete plan of action with you and answer your questions about retirement.

Why is it important to save for your retirement?

The AHV pension and your work pension are not usually sufficient to maintain your current standard of living in old age. Pillar 3a (private retirement savings) exists to make up for this pension gap. Ideally, you build up your assets in pillar 3a over a long period of time. Private retirement provision starts with opening a retirement savings or custody account. You decide how much and when to pay in up to the maximum permitted amounts.

The amount deposited can be deducted from your taxable income when you file your tax return.

When should I start saving for retirement?

What are the different ways of saving for retirement?

Father and little daughter run happily through a mountain meadow

Get the most out of your retirement savings. Talk to one of our specialists. We’ll help you plan for a worry-free future. Get answers to your questions, for example: