Banking Package UBS Generation at a glance
Free account management
No fees charged for your personal account, savings account, or banking services
Withdraw cash free of charge
At all Swiss ATMs – no matter which bank
CHF 40 in the form of KeyClub points for new clients
- For young people aged 12 to 22
- Free cards, accounts and banking services
- Includes a V PAY or Maestro card, and a credit and prepaid card
- Free cash withdrawals in CHF from your personal account using your debit card at all Swiss ATMs
- Preferential interest rate for your personal account and savings account for young people
- UBS KeyClub bonus program
- E-banking, mobile banking, UBS Safe, Access App and UBS TWINT included
Don’t have a UBS account?
Open your banking package, including accounts and cards, conveniently via app.
Already have a UBS account?
Save time at your branch: make an appointment to open a banking package.
Would you like to open a banking package spontaneously in person? Visit us at a branch near you.
Services and conditions
We'll normally send you your bank documents and card statements electronically in E-Banking, our Mobile Banking app or via UBS Safe. This is our “Standard” variant and it's simple, secure and protects the environment. Alternatively, you can opt for the “Traditional” variant, in which case you'll receive your documents as hard copies in the mail.
The UBS Prepaid Card as well as the Mastercard Standard and Visa Card Classic credit cards allow you to remain flexible and make payments worldwide. The prepaid card is made available to young people who are 12 or over. This allows you to determine your budget in advance.
Credit cards can be applied for upon reaching the age of 18. You can choose from the following card types:
- Two-card set
- Or the Special Edition Credit Card
E-banking and mobile banking
The Access app allows you to log on to e-banking or the Mobile Banking app easily and securely – with no additional tools needed. You can also confirm online credit card payments via the Access app (3D Secure) for added security.
UBS Safe is your digital safe deposit box. Your bank documents are automatically backed up here and can be viewed via e-banking or the Safe app on your smartphone. Personal documents, passwords and photos can also be stored securely in Safe.
With UBS TWINT, you can make payments simply and securely in stores or online with your smartphone, as well as send and request money to and from your friends and family.
You can find all information on our digital products and services under UBS Digital Banking.
With our free UBS KeyClub bonus program, you collect points by actively using your credit and prepaid cards. You can use the bonus points like cash on a 1:1 basis. More than 30 partners – including H&M, Fust, Manor and Globus – will accept your bonus points. Or you can select your gift from the comfort of your own home in the KeyClub eStore.
Further information can be found at UBS KeyClub.
The banking package offers you further benefits:
We will give you CHF 50* in the form of KeyClub points for the successful referral of a new client who signs up for a Banking Package UBS Generation or Banking Package UBS Campus.
Investment fund account
Build up your assets gradually with an investment fund account and enjoy beneficial conditions