UBS me – the banking package for young people and students

Banking as different as I am

Design your banking package to match your lifestyle and get benefits you need at school or during your studies.

Your banking package at a glance

Free account management

Free cashyou subscription with access to over 3,000 attractive savings deals

What is included in the banking package?

  • CHF personal account and several savings accounts
  • Withdraw cash free of charge at all UBS Bancomats and two withdrawals per month from third-party ATMs in Switzerland
  • Debit, prepaid and credit cards
  • KeyClub bonus program with welcome gift
  • Digital banking: on mobile and desktop

Benefit individually with UBS me and cashyou

Food, high-tech or beauty? Take advantage to over 3,000 savings deals to suit your tastes thanks to the free cashyou subscription.

Burger King

Long Chicken Menu for only CHF 9.90

DQ SOLUTIONS | Authorized Apple Reseller

Save up to 12% on current MacBook Pro, MacBook Air and iMac models

The Body Shop 

Save 20% on the entire range

UBS me: open your flexible banking package with a range of benefits

Are you already a UBS client?

Additional products to choose from

Cash withdrawal module Switzerland:

  • It includes two CHF withdrawals from ATMs of other banks in Switzerland per month. Each additional cash withdrawal from ATMs of other banks costs CHF 2 in Switzerland and CHF 5 abroad. 
  • Module price: free of charge

Cash withdrawal module worldwide:

  • It includes four CHF withdrawals from ATMs of other banks in Switzerland and two withdrawals from ATMs abroad per month. Each additional cash withdrawal from ATMs of other banks costs CHF 2 in Switzerland and CHF 5 abroad.
  • Module price: CHF 5 per month

With our UBS Global Credit or Prepaid Card, you can pay abroad and in foreign online shops without processing fees and at attractive exchange rates (Mastercard® rate plus 0.5%) in all currencies at any time.

Price: free of charge

The pillar 3a retirement savings account is the basis for tax-deductible retirement savings in pillar 3a. Decide yourself when and how much you pay into your Fisca account, up to the maximum amounts permitted by law. Use a standing order to make regular deposits. You also benefit from a preferential interest rate.

To enhance your earnings potential yet further, find out more about the Fisca custody account – the perfect supplement to a Fisca account.

Price: free of charge

Whether trip cancellation, hospital stay or delayed flight: our UBS Insurance Plus insurance package protects you against financial risks while on vacation.

Price: CHF 72 per year 

Build up your assets gradually with the investment fund account:

  • Higher potential returns than with a savings account
  • Withdrawal possible at any time
  • Investment in various investment funds

UBS Safe is your digital safe deposit box. Your bank documents are automatically backed up here and can be viewed via e-banking or the Safe app on your smartphone. Personal documents, passwords and photos can also be stored securely in Safe.


  • Classic: free of charge
  • Professional: CHF 4 per month

With our free UBS KeyClub bonus program, you collect points by actively using your Credit and Prepaid Cards. You can redeem your bonus points 1:1 like cash. Our partners – including H&M, Manor and Zalando – accept your bonus points. Or choose your gift in the KeyClub eStore conveniently from home.

Find out more at UBS KeyClub.

New clients receive a welcome gift of CHF 40 in KeyClub points.

Bring a Friend

For each friend you refer who opens a UBS me banking package for young people, students or young professionals, you will receive CHF 40 in the form of KeyClub points as a thank you gift.

Next steps to open your banking package

1. Selection

Select the banking package of your choice online and enter your personal details.

2. Verification

Download the “UBS Welcome” app from the App Store / Google Play and have your passport / ID ready for online verification. You can sign the contract directly online in the app.

3. Confirmation

Your banking package will be opened automatically after the call.

Requirements for opening a banking package online

  • Valid passport or identity card
  • Not yet a UBS client and domiciled in Switzerland
  • Minimum age: 18 years
  • Smartphone with a video call function and access to the App Store / Google Play
  • Stable Internet connection

Requirements for opening a banking package in a branch

  • Valid passport or identity card
  • Minimum age: 12 years*