We know how important it is to keep you informed and up to date on the services we provide and the compensation we receive with respect to your retirement plans and accounts. We have designed this web page to provide you easy, up-to-date access to all of our disclosures relating to your retirement plan or account.
If you have questions about our services, please speak with your Financial Adviser.
Disclosures For Retirement Plans (including IRAs) With UBS Accounts
Conducting business with UBS—important distinctions between brokerage and advisory services
This document highlights the differences between brokerage and advisory accounts at UBS and their inherent conflicts.
Information for fiduciaries of qualified retirement plans (including the 408(b)(2) disclosure)
This disclosure is required under ERISA section 408(b)(2) regulations to provide plan fiduciaries of qualified retirement plans with important fee and service information.
Disclosures For Retirement Plans Serviced by a UBS Financial Advisor Where Plan Assets Are Held Away From UBS
UBS Select for Corporate Retirement Plans Platform
This disclosure document for UBS Select for Corporate Plans also serves as 408(b)(2) disclosure for plan fiduciaries choosing UBS Select. In addition, this disclosure document describes the various types of programs available on the UBS Corporate Retirement Plans' platform. It also provides important information about Stable Value Funds and information about our conflicts of interest in UBS Select for Corporate Plans.
UBS also provides advisory services to corporate retirement plans through the Retirement Plan Manager, Retirement Plan Adviser, Retirement Plan Consulting Services and Institutional Consulting programs. Plans participating in these programs receive a copy of the UBS Financial Services Inc. ADV Disclosure Brochure for the applicable program. These documents cover important information, including Fees and Compensation (Item 5) and Participation or Interest in Client Transactions (Item 11). These documents, together with the particular program contract agreement, fulfill the disclosure requirements under the Department of Labor's regulations under Section 408(b)(2) of ERISA. Access the ADV Disclosure Brochure online through the link below.
Additional Agreements and disclosures – Regarding Retirement Accounts
This document contains important agreements and disclosures that apply to your UBS retirement plans and accounts. These disclosures cover qualified retirement plans, IRAs, SEPs, SIMPLEs, and Coverdells.
Understanding our fees, charges and other compensation
This document is not specific to retirement plans but covers information applicable to all of your accounts with UBS. It provides information about:
- How we are compensated
- Payments we receives from third parties
- How Financial Advisers are compensated
- Conflicts of interest resulting from our compensation structure
Considering rolling over your 401(k)? First, know your options
IRAs and 401(k)s are important elements of a long-term financial plan. If you are considering a rollover from your employer's 401(k) or other retirement plan to a UBS IRA, it's important that you understand all of your options as well as the costs associated with a UBS IRA. The above UBS brochure can help inform your decisions.
UBS Account, Product and Service Disclosures
Here you have access to the current account agreements covering your UBS accounts and other important product and service disclosures.