Important Information and Disclosures for Retirement Plans Working with UBS Financial Services Inc.

We know how important it is to keep you informed and up to date on the services we provide and the compensation we receive with respect to your retirement plans and accounts. We have designed this web page to provide you easy, up-to-date access to all of our disclosures relating to your retirement plan or account. This includes the disclosure required under section 408(b)(2) of the Employee Retirement Income Security Act (ERISA) with respect to qualified retirement plans.

If you have questions about our services, please speak with your Financial Advisor.

Retirement Plans Held in an Account at UBS Financial Services Inc. (Brokerage or Advisory)

408(b)(2) Fee and Service Disclosure (PDF, 180 KB)

Plan fiduciaries of qualified retirement plans are responsible for understanding the services that we offer and related compensation we expect to receive directly from clients or through third parties and affiliates. The regulations under section 408(b)(2) of ERISA require UBS to supply this information to plan fiduciaries so that they can satisfy that responsibility.

If you are not the responsible plan fiduciary for your qualified retirement plan, please forward the link to this web page to the responsible plan fiduciary or ask the responsible plan fiduciary to contact your UBS Financial Advisor to obtain our fee disclosures.

Qualified Retirement Plans using a Third Party Retirement Plan Program (assets are held away from UBS) 'UBS Select for Corporate Plans'

UBS Select for Corporate Plans Disclosure Document (PDF, 187 KB)

This disclosure document for UBS Select for Corporate Plans also serves as our 408(b)(2) disclosure for plan fiduciaries choosing UBS Select. In addition, this disclosure document describes the various types of programs available on the UBS Corporate Retirement Plans' platform. It also provides important information about Stable Value Funds and information about our conflicts of interest in UBS Select for Corporate Plans.

Disclosures Applicable to all Retirement Accounts held at UBS Financial Services Inc. including qualified retirement plans, IRAs, SEPs, SIMPLEs, and Coverdells

Additional Agreements and Disclosures (PDF, 206 KB)

This document contains important agreements and disclosures that apply to your UBS retirement plans and accounts.

Understanding our fees, charges and other compensation

This document provides information about:

  • How we are compensated
  • Payments we receives from third parties
  • How Financial Advisors are compensated
  • Conflicts of interest resulting from our compensation structure

Considering rolling over your 401(k)? First, know your options

IRAs and 401(k)s are important elements of a successful retirement and long-term financial plan. If you are considering a rollover from your employer's 401(k) or other retirement plan to a UBS IRA, it's important that you understand all of your options as well as the costs associated with a UBS IRA. The following UBS brochure can help inform your decisions:

Link to UBS Account, Product and Service Disclosures
Here you have access to the current account agreements covering your UBS accounts and other important product and service disclosures.