UBS Financial Advisors understand your world

An experienced advisor can provide financial guidance and act as your strategic partner throughout your life’s financial journey, helping you reach your most important goals through personalized strategies, tailored solutions and a financial plan.

Whether you need a comprehensive wealth-management plan or advice on investments and asset allocation, a financial advisor can give you the support you need, no matter what stage in life you’re in.

Think about your own specific needs. Do you need help with investing, financial planning, personal finance, wealth management or all of these and more? The answers help guide your decision and find an advisor that’s a good match.

You’ll also want to make sure that the advisor is bound by a “fiduciary” duty, and required to act in your best interest. And, of course, it also important to choose an advisor who has experience in addressing your specific financial needs and that you feel you can have trusted conversations with them about your finances.

Financial professionals go by many different names. At UBS, a Financial Advisor guides at the highest levels and can simultaneously encompass the roles of what others call financial planners, wealth planners, wealth advisors and more. In fact, UBS Advisors can help with holistic wealth management, investment strategy guidance, estate and tax planning strategies and much more.

You can choose to manage your finances independently using self-directed investment platforms. But financial advisors offer you the advantage of extensive experience and personalized advice to help you avoid common risks and costly mistakes that could jeopardize your wealth. They can also help you seize important growth opportunities that you may not be aware of through your own research.

While digital advice models like robo-advisors can perform basic investment tasks, financial advisors have the ability to empathize, understand your world and plan for all of your financial goals. Financial advisors can also listen and respond to your complex changing needs, being able to offer comprehensive, personalized solutions that address your entire financial life and build your legacy.

Financial planning tools and apps allow you to manage your wealth, track expenses, and link accounts. However, these platform resources typically aren’t able to offer fully personalized advice or tailor a complete wealth management strategy based on your individual goals. An experienced human financial advisor can.

The right income amount you need to get a financial advisor depends on your goals and the financial advisor. There’s no specific income threshold. But if you have complex financial needs or are experiencing significant life changes, then you’d want to seriously consider getting a financial advisor. And different advisors work with individuals at various income levels to help them meet their goals.

The cost of a financial advisor depends on their model. All rates will vary, depending on the firm’s policy and the advisor’s experience. Be sure to understand the fee structure before hiring an advisor to ensure it works with your needs.