Wealth, from your point of view

Your wealth is about more than stocks and investing. It’s about you.

Take an approach to your wealth that works for you and your entire financial life. Whether you’re pursuing retirement, making an investment or forging a legacy, understanding the bigger picture is the first step to helping you pursue your financial goals today, tomorrow and for generations to come.

Am I ready for a constantly changing world?

Does my strategy embrace it?

And my portfolio reflect it?

UBS Wealth Way

Our framework is designed to help you turn your possibilities into a plan. It starts with questions and a conversation to uncover everything that's important to you—beyond your money and wealth. Then, we organize your financial life in a way that gives you confidence you’ll have what you need—when you need it.

It starts with five questions

What do you want to accomplish in your life?

Who are the people that matter most to you?

What do you want your legacy to be?

What are your main concerns?

How do you plan to achieve your life's vision?

Then, we can help organize your financial life into three strategies

Liquidity—Wealth for now

To help provide cash flow for short-term expenses to help maintain your lifestyle

Are you ready for anything?

In a world of uncertainties, how can you move forward with confidence? A Liquidity strategy can help. It’s designed to provide cash flow for short-term expenses, so you can be ready for what comes your way.
 

  • Help you fund expenses for the next 3-5 years for things such as entertainment, taxes or buying a home
  • Allow you to avoid the need to tap into long-term investments to pay for things now
  • Manage market risk by including investments with a low risk profile
  • Helps take the emotion out of investing because you’ve made a plan for what you need
  • Gives you a clearer idea if you have what you need to weather uncertain times
  • Helps you avoid making impulsive investment decisions during periods of market volatility

Longevity—Wealth for later

For longer-term needs—to help improve your lifestyle

  • Help you plan and pay for expenses throughout your lifetime
  • Could include needs like retirement, healthcare, long-term care and possibly buying a second home
  • Seek to grow wealth over time, typically through investments aligned to your risk profile and goals
  • Allows you to shift your focus from trying to beat the markets to meeting your long-term financial goals
  • Helps boost confidence in your financial future by understanding your needs throughout your entire life
  • Helps you align your investing strategy to your goals and time frames

Legacy—Wealth for others

For needs that go beyond your own—to help you improve the lives of others

What will your legacy be?

It’s never too early to plan ahead. A Legacy strategy can help you gain more control over your financial future and what you leave behind, so you can move forward with confidence.

Watch how.

  • Help you plan to have the money you need to help you improve the lives of others
  • Could include expenses like giving to family, philanthropy and wealth transfer over generations
  • Potentially include investments with a higher risk profile
  • Helps you plan beyond your own needs to make a difference for the people and causes you care about
  • Feel more confident seeking growth because investing is in longer time frames—potentially decades
  • Can incorporate giving now to make your gifts more tax efficient

UBS Wealth Way is an approach incorporating Liquidity. Longevity. Legacy. strategies that UBS Financial Services Inc. and our Financial Advisors can use to assist clients in exploring and pursuing their wealth management needs and goals over different time frames. This approach is not a promise or guarantee that wealth, or any financial results, can or will be achieved. All investments involve the risk of loss, including the risk of loss of the entire investment. Time frames may vary. Strategies are subject to individual client goals, objectives and suitability. 

What clients say

Research

74%

believe organizing assets in this way can help ease anxiety about their financial future.*

80%

of investors surveyed say the framework helps balance needs for now with needs for later. *

Solutions working in your life

Get in touch

Together, we can help you pursue what’s important