Important Information and Disclosures for Retirement Plans Working with UBS Financial Services Inc

We know how important it is to keep you informed and up to date on the services we provide and the compensation we receive with respect to your retirement plans and accounts. We have designed this web page to provide you easy, up-to-date access to all of our disclosures relating to your retirement plan or account.

Disclosures For Retirement Plans (including IRAs) With UBS Accounts

Relationship summary for individual UBS Wealth Management clients

This disclosure is required by the SEC’s Best Interest Regulation to provide a summary of services provided by UBS. It is a required disclosure for IRAs and owner-only or owner and spouse pension plans.


Information for fiduciaries of qualified retirement plans

The following two documents taken together provide all of the information needed by a retirement plan fiduciary to evaluate plan offerings under ERISA.

This disclosure is required under ERISA section 408(b)(2) regulations to provide plan fiduciaries of qualified retirement plans with important fee and service information.


Considering rolling over your 401(k)? First, know your options

IRAs and 401(k)s are important elements of a long-term financial plan. If you are considering a rollover from your employer's 401(k) or other retirement plan to a UBS IRA, it's important that you understand all of your options as well as the costs associated with a UBS IRA. The above UBS brochure can help inform your decisions.

Disclosures For Retirement Plans Serviced by a UBS Financial Advisor Where Plan Assets Are Held Away From UBS

UBS Select for Corporate Retirement Plans Platform

This disclosure document for UBS Select for Corporate Plans also serves as 408(b)(2) disclosure for plan fiduciaries choosing UBS Select. In addition, this disclosure document describes the various types of programs available on the UBS Corporate Retirement Plans' platform. It also provides important information about Stable Value Funds and information about our conflicts of interest in UBS Select for Corporate Plans.

UBS also provides advisory services to corporate retirement plans through the Retirement Plan Manager, Retirement Plan Adviser, Retirement Plan Consulting Services and Institutional Consulting programs. Plans participating in these programs receive a copy of the UBS Financial Services Inc. ADV Disclosure Brochure covering that program. This document contains important information, including Fees and Compensation (Item 5) and Participation or Interest in Client Transactions (Item 11). These documents, together with the particular program contract agreement, fulfill the disclosure requirements under the Department of Labor's regulations under Section 408(b)(2) of ERISA.

Additional Disclosures

Your relationship with UBS

Understanding our approach, services, fees, compensation and conflicts of interest.

This document is not specific to retirement plans but describes:

  • Our Financial Advisors and investment approach
  • Understanding the differences between our advisory and brokerage services
  • Limitations on our services
  • How our Financial Advisors are compensated
  • Conflicts of interest

UBS Account, Product and Service Disclosures

Here you have access to the current account agreements covering your UBS accounts and other important product and service disclosures.