Free account

UBS key4 banking for young adults and students

Accounts, cards and attractive exchange rates in just 15 minutes – open in the app today.

  • Receive 50 KeyClub points worth CHF 50 as a welcome gift.

Your benefits with UBS key4 banking

Do your banking conveniently in the app and enjoy the following benefits:

Attractive exchange rates worldwide

Travel around the world and pay with top exchange rates wherever you go.

No processing fees

Pay without a processing surcharge and at favorable conditions abroad and online.

Intelligent and innovative insights

Make better financial decisions with our personalized analyses, tips, and quizzes.

UBS key4 banking at a glance

  • Debit card for card payments at the checkout and free cash withdrawals in CHF at UBS/CS Bancomats.
  • Free cashyou subscription with over 3,000 special offers throughout Switzerland.
  • Lightning-fast shopping with TWINT, Apple Pay, Google Pay and Samsung Pay.
  • A welcome gift of 50 KeyClub points worth CHF 50.

 

Choose the right package for you

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Open your account – it's easy

Download the app

Choose your UBS key4 banking bundle - Pure or Pro.

Verify your identity

Grab your ID card or passport, and we’ll verify your identity by video call or selfie. 

Activate Access App

The Access App is how you log in to your new account.

Scan the QR code to download the app

Additional information

FAQ

Recommend UBS

Recommend UBS and receive KeyClub points

You receive your KeyClub points after they sign up for the product. The prospective new client may also receive a reward, depending on the product.