Banking package for individuals

For persons aged 24 and over
Accounts and cards at a basic price, expandable with additional products
Free CHF cash withdrawals from your personal account with the debit card at UBS Bancomats
Conveniently handle banking transactions online with Digital Banking via smartphone or computer
Superfast payment with TWINT, Apple Pay, Google Pay and Samsung Pay
UBS KeyClub bonus program – collect points and redeem them in the eStore for digital gift cards and other offers

The solid basis for every day: do your daily banking from your personal account and make payments quickly and conveniently.

To the personal account

The savings account is the ideal complement to your personal account. It allows you to regularly set money aside while remaining financially flexible.

To the savings account

The debit card is your daily means of payment – online and in stores.

Pay with cash and contactless
Withdraw cash at Bancomats
Add to Apple Pay

To the debit card

Take care of your banking wherever and whenever you want – in E-Banking or with the Mobile Banking App.

With E-Banking, you conveniently manage your banking transactions on your computer.
And with the Mobile Banking App, you do your banking on your smartphone.

To Digital Banking

Prepaid card

The prepaid card on a credit basis allows you to make secure, cashless purchases worldwide. Load your prepaid card quickly and free of charge in the app.

Credit card

With our credit cards you can pay flexibly anywhere in the world – and get access to valuable additional benefits such as travel and aviation accident insurance

To the cards

Discover tailor-made banking packages for every age group

Young people and students

Basic prices per month

Standard

Digital delivery of bank documents as well as all credit/prepaid card statements. A UBS Digital Banking contract is required.

With total assets from CHF 10,000 or UBS Building Financing/Mortgage: CHF 8
Otherwise: CHF 13

Traditional

Bank documents and/or credit/prepaid card statements in hardcopy

With total assets from CHF 10,000 or UBS Building Financing/Mortgage: CHF 13
Otherwise: CHF 18

Services and prices

Credit and prepaid cards

With the banking package, you can upgrade your Classic/Standard prepaid and credit card to other card types with interesting additional services.

Card
Gold
Platinum
UBS key4 standard card
UBS key4 premium card
Visa Prepaid EUR

Retirement

The pillar 3a retirement account is your basis for retirement savings with preferential tax conditions in pillar 3a.

You decide when and how much to pay into your Fisca account each year – taking into account the legal maximum contributions allowed.
Use a standing order to make regular deposits.
You also benefit from a preferential interest rate.

For even higher potential returns, look into a Fisca custody account – the ideal addition to a retirement account.

Price: free of charge

Travel insurance

Investment fund account

UBS KeyClub bonus program

With our free UBS KeyClub bonus program, you collect points by actively using your credit and prepaid cards, including by referring family members and new clients. You can redeem the bonus points 1:1 just like cash. Our partners – including Coop, Migros and Galaxus – accept your bonus points. Or choose your gift conveniently at home in the KeyClub eStore

You can find more information at UBS KeyClub

What is the UBS me banking package for adults?

How many personal accounts and which cards are included in the base price of the banking package for adults?

Is it possible to open a banking package for adults for more than one person?

UBS TWINT UBS TWINT – Switzerland’s most popular payment app

UBS TWINT is the most popular and versatile payment app in Switzerland. With TWINT, you can transfer money instantly from one mobile phone to another, pay in physical stores and online, settle your parking fees and much more.

Get to know TWINT