* CHF 50 in KeyClub points (1 KeyClub point = CHF 1) and CHF 50 cashback via cashyou

Open your account today – it’s easy

  1. 01

    Download the UBS Mobile Banking app

    Open UBS key4 banking free of charge by 30 June 2025. Have your ID or passport ready, and we’ll identify you via video call or selfie. The best part: a welcome gift of 50 KeyClub points worth CHF 50.

Scan the QR code and download the app

  1. 02

    Download the cashyou app

    Register with cashyou free of charge and get additional welcome cashback worth CHF 50.

    What’s more, every time you pay with your UBS card or UBS TWINT, as a UBS client you’ll receive money back from many cashyou brand partners.

Make more of your money – with cashyou

With cashyou you benefit from numerous deals
Girl showing smartphone with cashyou screen

Your benefits with UBS key4 banking

Do your banking conveniently in the app and enjoy the following benefits:

Attractive exchange rates worldwide

Travel around the world and pay with top exchange rates wherever you go.

No processing fees

Pay without a processing surcharge and at favorable conditions abroad and online.

Intelligent and innovative insights

Make better financial decisions with our personalized analyses, tips, and quizzes.

Choose the right package for you

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FAQ