Open an account for young people and students online

Q: I’m a student, do I need my student ID card when I open an account?

You’ll need either either a student ID / identification card or a written confirmation of enrollment / study

Q: You can easily extend your identification card online

Here’s how: Fill in the online form Scan the identification card (front and back) Upload scans Submit form

Q: I’m a minor. What do my parents and I need to consider?

From the age of 12, you can open your account online yourself.. Your parents may support you, but they don’t have to. If you wish, you can apply for a power of attorney so that your parents have access to your account. This can be done after opening via the UBS Mailbox in UBS Digital Banking.

Q: How does cashback work?

Store your UBS payment methods once in the cashyou app. Get money back automatically every time you shop at numerous brand partners such as Burger King, dieci Pizza, Fust, DQ Solutions or Metro. Check your accumulated cashback at any time in the cashyou app. Get your cashback conveniently transferred to your UBS account with just one click once you have accumulated CHF 60 or more.

Pure
Everything you need every day
CHF 0/month
Accounts and cards
Personal and savings account
Prepaid card and debit card
Benefits of the prepaid card
Top up your card with up to CHF 10,000 and keep track of your spending at all times.
Pro
More benefits in everyday life and when traveling
CHF 0/month
Accounts and cards
Personal and savings account
Standard credit card and debit card
Benefits of the standard credit card
Spending limit of up to CHF 5,000
2 KeyClub points per CHF 1,000 spent
Attractive Mastercard exchange rate plus 0.5% surcharge
Travel and flight accident insurance
More about insurance coverage

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^*1 KeyClub point = CHF 1. Redeemable at any time in the KeyClub eStore.

CHF 250 voucher for your favourite brands

Set up your accounts and cards today for a shot at a CHF 250 voucher* – redeemable anytime with all UBS KeyClub eStore partners.

You’re automatically entered in the prize drawing – good luck!

This offer is valid until 10 May 2026.

Discover offers in the eStore

* Terms and conditions of participation in the promotion

cashyou is the benefits app for everyone under 30 – completely free for young people and students with a UBS account. Get exclusive cashback deals and countless savings opportunities.

Click here to go to cashyou