Your benefits with the UBS key4 accounts for young people and students
Do your banking conveniently in the app and enjoy the following benefits:
Accounts and UBS key4 credit card for free
For young people under 26 years of age, students under 30 years of age.
Attractive exchange rates worldwide, no processing fees
Travel with the UBS key4 credit card and pay everywhere – also online.
Intelligent and innovative insights
Make better financial decisions with our personalized analyses, tips, and quizzes.
UBS key4 banking at a glance
- Debit card for card payments at the checkout and free cash withdrawals in CHF at UBS/CS Bancomats.
- Benefit from exclusive cashback deals and over 3000 savings deals with cashyou.
- Lightning-fast shopping with TWINT, Apple Pay, Google Pay and Samsung Pay.
- A welcome gift of 50 KeyClub points worth CHF 50.

The packages compared
Whether for studying or for an apprenticeship – choose the package for your everyday life. With accounts for payment and saving, with matching cards.
What’s included in the accounts for young people and students?
Make more of your money – with our benefit partner cashyou
With cashyou you benefit from numerous deals

Additional information
Cashback, discounts, benefits – all with cashyou
cashyou is the benefits app for everyone under 30 – completely free for young people and students with a UBS account. Get exclusive cashback deals and countless savings opportunities.

Discover additional benefits
Frequently asked questions about the account for young people / students
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