Discover how investing, savings, cash management and financing can work together for you

Your wealth. Your way.

You have a vision for what you want to accomplish. But are your investments, cash management, deposits and liquidity strategies working together to help you pursue your goals?

A customized approach, with a focus on what matters most to you, can help you realize your vision when your investments and cash management resources from UBS Financial Services Inc. and liquidity solutions from UBS Bank USA work together. As a UBS client, you can access your accounts anytime, and from anywhere, safely and securely through UBS Online Services or the UBS Financial Services app, to help you stay informed and connected.

Your Financial Advisor can help you take advantage of a wide range of financial services to complement your overall wealth management strategy, so your money works where you need it.

  • Use the value of your eligible assets to secure personal liquidity or important business financing through securities-backed lending.*
  • Whether you're looking for a home to create a lifetime of memories or a strategic refinance as part of your financial plan, as a UBS client you have access to a suite of home financing products tailored to your unique needs.
  • Choose from a wide range of FDIC-insured (up to applicable limits) deposit options at UBS Bank USA and benefit from a potential source of stable assets with competitive rates, including UBS Bank USA Core Savings, UBS Bank USA Certificates of Deposit, and our cash sweep programs, which sweeps the available cash balance from your UBS Financial Services Inc. brokerage account into an interest-bearing account every business day.
  • Take advantage of a variety of cash management services that will give you access to funds as well as deposit and transfer capabilities, including electronic funds transfer, check writing, direct deposit, mobile check deposit, bill pay and other services.
  • Make purchases securely, access flexible travel benefits, take advantage of personalized service, and earn valuable My Choice Rewards points when using UBS credit cards, if applicable.
  • Whether you're thinking about acquiring a multi-unit apartment building or refinancing a warehouse, our commercial real estate financing capabilities provide flexible lending options designed with you in mind – with an eye toward how lending may fit within your larger financial picture.

* Credit Lines are provided by UBS Bank USA, an affiliate of UBS Financial Services Inc., and are subject to credit approval.

We are here for you

If you are experiencing financial hardship as a result of the COVID-19 pandemic and need assistance, please contact our servicing teams for support:

  • UBS credit card holders should call the UBS Service Group at +1-800-RMA 1000 (+1-800-762 1000), Option 4.
  • UBS Bank USA Mortgage clients should call the UBS Bank USA Mortgage servicing team at +1-800-936 0917 for loan numbers beginning with 7 or +1-866-843 2512 for loan numbers beginning with 001 through 019.
  • For all other inquiries related to loan products offered by UBS Bank USA, or if you are a client of UBS Financial Services Incorporated of Puerto Rico and would like to discuss your lending products, please contact your Financial Advisor.