Workplace Wealth Solutions

Create a truly rewarding workplace

Your company’s success depends on attracting and retaining key talent. Everyone can flourish in a workplace where employees feel rewarded and want to stay. And that motivates your employees to give their best.

We work closely with you to create a truly rewarding workplace across a range of solutions. And as part of one of the world’s leading wealth managers, you can feel confident about the resources and guidance that you and your employees get.

 

Financial wellness

Helping your employees take control of their financial future

Everyone’s financial journey is different. We believe that when companies provide their employees access to education, tools and professional guidance, everyone wins.

We help empower employees at all ages and income levels to build healthy financial habits and improve their relationship with their money, so they can take more control of their financial future.

Why work with us

Why work with us

We create change where it matters. A human approach combined with our robust digital resources meets your employees where they are.

UBS Financial Coaches*

Unlimited access to guidance and education across all aspects of financial life

Proactive engagement

Ongoing outreach to educate and encourage conversations with our financial coaches

Digital resources

Educational content in various formats on a range of topics and interactive tools, such as student loan repayment solutions 

Live e-days

Educator-led webinars and opportunities for 1:1 consultations

How we can help

How we can help

Financial wellness is having a positive relationship with money. It can help your employees bridge the gap between avoiding financial decisions and taking action. Wherever your employees are on their financial journey, we can help them take their first step.

Our people

Our people

You have a dedicated team and your employees have financial professionals who provide guidance to help them through the complexities of their finances, so everyone feels more engaged, productive and rewarded at work.

 

Retirement plan services

Helping you create a stronger plan

A variety of retirement plan solutions can help meet the evolving needs of plan sponsors and prepare employees for a secure retirement.

We offer fiduciary services to retirement plans that range from consulting services to discretionary and nondiscretionary advisory programs. Depending on your organization’s specific needs, we have a solution for you.

Why work with us

Why work with us

We work with you on an ongoing basis to create a plan that pursues the results you expect

Tailored solutions

Our Retirement Plan Consulting Services approach follows a prudent investment decision-making process with UBS acting as an ERISA fiduciary. In addition, we help plan sponsors manage plan complexity in the following areas:

  • Fiduciary governance
  • Plan health optimization
  • Participant retirement readiness

Our Retirement Plan Guided Solutions offer two investment advisory services that help you make key decisions that affect plan participants and reduce your fiduciary burden:

  • UBS Retirement Plan Manager—Discretionary investment management with UBS acting as an investment manager under ERISA Section 3(38)
  • UBS Retirement Plan Advisor—Nondiscretionary investment advice with UBS acting as a nondiscretionary investment fiduciary under ERISA Section 3(21)

Personalized service

As your dedicated team, we get to know you and your retirement plan needs. We’ll serve as your single point of contact, coordinating the services you need and saving you valuable time.

Plus you have the access to the vast resources of one of the world’s leading wealth managers.

Participant engagement & retirement readiness

We have the resources and experience as a global wealth management firm to help you deliver participant education through a personal, human touch and a digital experience

Who we serve

Who we serve

Organizations of all sizes, from start-ups to Fortune 500 companies including: manufacturing, business, healthcare, professional services, and state and local government and more.

Our people

Our people

You have the objective advice and specialized services of a focused team, highly experienced in addressing wide-ranging needs, from helping you manage plan fiduciary responsibilities to maximizing the benefits of your plan for employees.

Why UBS

Why UBS

A trusted resource with the heritage of a global leader


3000+

retirement plans, from small businesses to Fortune 500 companies


$85 billion

in retirement plan consulting assets


30+ years

providing investment advice as a fiduciary

 

Equity plan services

Combining the power of people and technology

How rewarding can your equity plan be? That’s the question we ask ourselves every day. It’s led to solutions that help simplify plan management and create positive impact for companies big and small.

We empower your employees to realize the full value of their awards with access to education, tools and professional guidance that meet employees where they are, so they can do more with what you give them.

Why work with us

Why work with us

Here’s how our people and technology empower you—and your employees

Technology for companies

  • Simple, customizable platform
  • Seamless data integration and automated workflows
  • Drag-and-drop reporting
  • Electronic form filing
  • Multiple sandbox capabilities
  • Cloud-based technology

Technology for participants

  • Intuitive site helps employees manage awards
  • Trade online or via phone at the same price
  • Videos, graphics and more on important topics
  • Link other accounts to see the bigger picture1
  • Tools to help employees track their money1

People for companies

  • Dedicated onboarding support
  • Flexibility to meet your unique needs
  • A team with decades of experience

People for participants

  • Access to UBS Financial Advisors
  • Holistic guidance that goes beyond equity awards
  • Ability to book an appointment or call
  • Available to all levels of employees

How we can help

See how we help employees share in your company’s success

Employees value their awards but there's still a long way to go. Helping your employees understand their awards helps them value this key benefit.

Our people

Our people

Our equity compensation advisors and representatives have more than 30 years of experience and are well-positioned to help you strengthen your plan.

Our awards

Our awards

Excellence gets recognized:

#1 for financial reporting among equity plan administration providers
#1 for financial wellness
#1 for support for international participants

...and several additional categories across plan administration services and financial reporting services.

The Group Five 2022 Equity Compensation Administration and Financial Reporting Benchmarking Study was conducted from May 5 to June 25, 2022. UBS paid a license fee for use of the rating.2

 

Institutional consulting

Helping you realize your organization’s long-term vision

The UBS Institutional Consulting Group offers customized solutions centered on your evolving needs from experienced teams.

You can expect a disciplined consulting process backed by a global wealth management firm. Put our vast resources—including our intellectual capital—to work in helping you realize your vision.

Why work with us

Why work with us

Right from the start, we focus on learning everything we can about your organization. To support you in your fiduciary role, we define and document our fiduciary role, always with high-touch, responsive service.

Investment policy planning assistance

  • Assess current situation
  • Risk/reward profile
  • Assistance with investment policy development and review

Asset allocation modelling

  • Asset allocation analysis
  • Overall portfolio design
  • Active vs. passive management

Investment manager identification

  • Investment manager strategy & advice
    • Search
    • Identification
    • Recommendation
  • Cost analysis

Ongoing consulting and measurement

  • In-depth portfolio and manager review and analysis
  • Strategic and tactical rebalancing
  • Committee education

Who we serve

Who we serve

More than 3600 clients across a broad range of organizations

  • Corporations
  • Public and private retirement plans
  • State and local governments
  • Hospitals and healthcare systems
  • Colleges and universities
  • Insurance companies
  • Faith-based organizations
  • Native American tribes
  • Foundations and endowments
  • Taft-Hartley plans
  • Associations and other not-for-profit organizations

Our people

Our people

Our UBS Institutional Consultants are expected to have significant industry experience and educational credentials to help navigate those unique challenges that may arise over time.

  • Certified Investment Management Analyst® (CIMA®) and/or Chartered Financial Analyst (CFA)
  • Annual training requirement

Why UBS

Why UBS

A trusted resource with the heritage of a global leader


35+ years

delivering customized investment solutions


27+ years

average experience of our consultants


$150 billion

combined assets under management

 

Insights for you

Thoughtful perspectives on the issues that matter to you

UBS Workplace Voice

 

 

UBS Workplace Voice

Our publication series keeps you up-to-date on key trends in the workplace.

Gain insights into employee attitudes and behaviors about workplace benefits, such as equity awards, financial wellness and retirement.

Financial wellness

UBS Workplace Voice (issue 1) – A benefit whose time has come

This study focuses on financial wellness programs, and reveals that employees increasingly value them and the companies offering them.

Retirement plan services

For plan sponsors

ERISA-Extra

Quarterly newsletter: Need-to-know information about legislative changes, technical updates and industry practices for plan fiduciaries.

For plan sponsors

Insights for Fiduciaries

Whitepapers: Thoughtful in-depth analysis of fee disclosure, plan expenses, fiduciary risk and more.
 

For plan participants

Wise Choices

Quarterly participant newsletter: Helpful education for informed retirement decisions.

Equity plan services

Critical advice

Employees seek more guidance on equity awards during crises

Unlocking value

Employee attitudes and behaviors toward equity plans

Presented by UBS Workplace Wealth Services / Issue 4

The UBS Equity Award Value Index

A groundbreaking tool for measuring how participants value equity awards.

“Show me the value”

Three steps to help employees get the most from their equity plan.

The multiplier effect

Doubling how much participants appreciate equity awards

Institutional consulting

Insights for fiduciaries

Whitepapers: Thoughtful in-depth analysis of fee disclosure, plan expenses, fiduciary risk and more.

Insights for fiduciaries

Trends and developments in the nonprofit sector

Get in touch

Together, we can help you pursue your goals

Let's talk

Financial wellness

UBS has an ownership interest in inspHIRE.IO Corp., which is the parent company to Candidly. This is not a revenue-sharing arrangement, and it will not affect your employees’ experience.

Financial Coaches are Registered Representatives of UBS Financial Services Inc. Member FINRA/SIPC.

Initial private assessments and follow-up appointments with UBS Financial Coaches are available at no cost as part of your employees’ benefits program. We will jointly determine where they are today, discuss their goals and establish personalized next steps for their journey. Should they choose UBS to help them implement any of the strategies, additional fees will apply and will be discussed if they choose UBS.

Personalized investment advice and access to the firm’s other products and services require completion of a full-service account application and are available to residents of the US and limited jurisdictions outside the US.

Retirement plan consulting

1 Source as of 12/31/2019, based on UBS reporting. Includes defined contribution and nonqualified deferred compensation plans served through our Institutional Consulting and Retirement Plan Consulting Services programs.

2 UBS Global Wealth Management invested assets as of 3/31/2020; statements of the market position for Global Wealth Management are UBS's estimates based on published invested assets and internal estimates.

UBS Retirement Plan Consulting Services, UBS Retirement Plan Advisor, and UBS Retirement Manager programs are investment advisory programs. Details regarding the programs including fees, services, features and suitability are provided in the Form ADV Disclosure, which can be accessed at ubs.com/accountdisclosures.

Equity plan

1 Available to US participants only.

2 For more information on third party rating methodologies, please visit ubs.com/us/en/designation-disclosures

Institutional consulting

1 As of 1/1/2020, based on UBS reporting. Includes defined contribution and nonqualified deferred compensation plans served through our Institutional Consulting and Retirement Plan Consulting Services programs.

2 UBS Global Wealth Management invested assets as of 3/31/2020; statements of the market position for Global Wealth Management are UBS's estimates based on published invested assets and internal estimates.

UBS Institutional Consulting program is an investment advisory program. Details regarding the program including fees, services, features and suitability are provided in the Form ADV Disclosure, which can be accessed at ubs.com/accountdisclosures.

This is for informational and educational purposes only and should not be relied upon as investment advice or the basis for making any investment decisions. It has not been prepared with regard to the specific objectives, financial situation or particular needs of any specific person. No representation or warranty, either express or implied, is provided in relation to the accuracy, completeness or reliability of the information contained herein. Any opinions expressed are subject to change without notice and may differ or be contrary to opinions expressed by other business areas or groups of UBS.

As a firm providing wealth management services to clients, UBS Financial Services Inc. offers investment advisory services in its capacity as an SEC-registered investment adviser and brokerage services in its capacity as an SEC-registered broker-dealer. Investment advisory services and brokerage services are separate and distinct, differ in material ways and are governed by different laws and separate arrangements. It is important that clients understand the ways in which we conduct business, that they carefully read the agreements and disclosures that we provide to them about the products or services we offer. For more information, please review the PDF document at ubs.com/relationshipsummary.

© UBS 2023. The key symbol and UBS are among the registered and unregistered trademarks of UBS. All rights reserved. UBS Financial Services Inc. is a subsidiary of UBS Group AG. Member FINRA. Member SIPC.

Expiration: 10/31/2023 Review Code: RC2991