Florida Private Wealth Management

The Purposeful Legacy

Building connections.

All across Florida, we help individuals and families like yours lay a foundation for a future full of possibilities. Our relationships are based on a level of trust and understanding that comes from listening intently to your needs, goals, and concerns. Only then can we bring our expertise and experience to bear, tailoring strategies that build on your success to protect your legacy and keep you free to pursue your life's passions.

A commitment beyond wealth.

  • 150-year heritage in helping you transform your success into a lasting legacy
  • Resources for your unique and sophisticated needs—including your business, family, philanthropy and personal passions
  • Resources for educating your children about the responsibilities of wealth
  • Insights and experience to enrich every aspect of your life.

You’re in great company— UBS is one of the world’s largest wealth managers.

UBS AG (Euromoney awards)

Best Global Private Bank
2018, 2017, 2016, 2014

Best Services for Philanthropy and Social Impact Investing
2018, 2017, 2016, 2015

Best Family Office Services
2018, 2017

Best Services for Succession Planning Advice and Trusts

2018, 2017, 2016, 2015

Best Bank for Wealth Management in North America
2017

Best Global Wealth Manager
2017, 2016, 2015

The Euromoney awards were independently determined and awarded by the Euromoney editorial team. UBS did not pay a fee in exchange for these awards. For more information on a particular award, please visit ubs.com/us/en/designation-disclosures.

Boutique experience for the attention you deserve.

Your team is dedicated to serving only a select few families to ensure you have the personal touch and service level you expect. Through your team you’ll have access to the firm’s global experience and financial strength to help meet all your sophisticated needs.

Deeply involved in the community.

We are committed to investing in the communities we live in. That's why we give of our time and resources to a variety of charities such as Habitat for Humanity and other educational and civic organizations that are dedicated to having a positive impact on our community.


Working together to help you pursue what matters most.

Significant wealth brings complexity. UBS Wealth Way helps you think about your life and wealth along three key strategies: Liquidity. Longevity. Legacy. Each is designed to work in tandem throughout your life and beyond. Together, we’ll look at every aspect of your wealth—including nurturing your family’s financial, social, and human capital. All so that we can help pass on your values and your legacy today, tomorrow and for generations to come.

Liquidity. Longevity. Legacy.

Our approach starts with questions and a discussion that help us focus on what’s really important to you. Then, we can  help you organize your financial life into three key strategies: Liquidity—to help provide cash flow for short-term expenses, Longevity—for longer-term needs and Legacy—for needs that go beyond your own.

Liquidity

To help maintain your lifestyle

This strategy helps you manage cash flow for near-term expenses. It can give you the  confidence to fund short-term needs regardless of the markets, and helps reduce the  likelihood of making impulsive investment decisions during periods of market volatility. 

  • Entertainment and travel
  • Taxes
  • Purchasing a home

Longevity

To help improve the lives of others

This strategy includes the resources you’ll need over the course of  your life. It can help you gain confidence in your future by allowing you to shift your focus to meeting long-term goals rather than  trying to outperform the markets.

  • Retirement
  • Healthcare and long-term expenses
  • Second home

Legacy

To help improve the lives of others

This strategy includes all of the resources for needs that go  beyond your own. Having a Legacy strategy can boost your confidence by reframing risk based on specific legacy goals and longer timeframes.

  • Giving to family
  • Philanthropy
  • Wealth transfer over generations

Your leadership team.

Your leadership team has deep experience in the sophisticated needs of the wealthy. The team works closely with your Financial Advisor in bringing you the global resources, intellectual capital and comprehensive solutions the firm has to offer.

Karl H. Ruppert

Managing Director, Florida Private Wealth Management Market Head

525 Okeechobee Boulevard
Suite 1500
West Palm Beach, FL 33401
karl.ruppert@ubs.com
561-659-9582
833-774-4315

As the Market Head of Florida Private Wealth Management, Karl proudly leads a team of over 50 exceptional advisors as they help sophisticated clients across Florida address their needs and concerns. Prior to joining UBS in 2010, Karl held a variety of positions of increasing responsibility at financial services firms and began his career at Morgan Stanley in 1993.

Karl graduated with a B.S. degree from The American University in Washington D.C. with a degree in CLEG interdisciplinary studies (communications, law, economics, and government). He holds his Series 3, 7, 9, 10, 31, 63, and 65 licenses.

In addition to following mixed martial arts, Karl and his wife, Michele, enjoy spending time together with their daughter and son, Kendall and Alex.

Reema Bosmia

Director, Florida Private Wealth Management Assistant Market Head

525 Okeechobee Boulevard
Suite 1500
West Palm Beach, FL 33401
reema.bosmia@ubs.com
212-713-2446
833-774-4315

As the Assistant Market Head for Florida Private Wealth Management, Reema works with Private Wealth Advisors across the state to help them deliver the full range of UBS's global capabilities, expertise, and solutions to ultra-high net worth clients. Reema entered the financial services industry in 2005 and came to UBS one year later. Over the course of her career at UBS, she has held a variety of leadership roles on teams based out of multiple cities & states, including New York City, Miami and Tampa.

Reema earned an M.A. in political science from the University of Florida and an M.B.A in marketing from Golden Gate University in San Francisco. She holds her Series 7, 9, 10, and 66 securities licenses.

In addition to spending time with friends and family, Reema enjoys traveling and being outdoors. She is also a wine enthusiast and avid college football fan.


Let's start a conversation.

Your goals and aspirations, your family and business, the legacy you want to leave behind - these are the things that drive you.They are also the very things that inspire us to craft an exclusive plan for you. To explore how we may serve you and your family's needs, please contact us. And experience the UBS difference.

UBS Financial Services Inc.
525 Okeechobee Blvd
Suite 1500
West Palm Beach, FL 33401
833-774-4315

UBS Financial Services Inc. regional offices

Aventura

18851 NE 29th Avenue
11th Floor
Aventura, FL 33180
833-774-4315

Boca Raton

1800 North Military Trail
Suite 300
Boca Raton, FL 33431
833-774-4315

Coral Gables

550 Biltmore Way
11th Floor
Coral Gables, FL 33134
833-774-4315

Fort Lauderdale

401 East Las Olas Boulevard
Suite 2300
Fort Lauderdale, FL 33301
833-774-4315

Jacksonville

One Independent Drive
30th Floor
Jacksonville, FL 32202
833-774-4315

Naples

801 Laurel Oak Drive
5th Floor
Naples, FL 34108
833-774-4315

Orlando

111 North Orange Avenue
Suite 1300
Orlando, FL 32801
833-774-4315

Palm Beach

525 Okeechobee Blvd
Suite 1500
West Palm Beach, FL 33401
833-774-4315

Ponte Vedra

816 Highway A1A North
Suite 300
Ponte Vedra, FL 32082
833-774-4315

Tampa

100 South Ashley Drive
Suite 1270
Tampa, FL 33602
833-774-4315