The UBS Resource Management Account (RMA) allows you to consolidate your investments and banking in one convenient place. With full featured banking capabilities, the RMA is designed to help you manage both sides of your personal balance sheet and collaborate more effectively with your UBS Financial Advisor to implement a comprehensive wealth management strategy. Indeed, the UBS RMA is at the heart of our commitment to you: Advice. Beyond investing.

Managing accounts

With UBS Online Services, you can log in securely to view your account information, including credit card, credit line and mortgage accounts. Plus, the UBS Mobile App helps you stay better connected to your finances and manage your money – wherever you are.

Depositing money

You have several convenient options available: Mobile Deposit Capture via the UBS Mobile App, EFT or Federal Funds Transfers by mail or in person at a UBS branch. Direct deposit saves time because you won't have to wait for the checks to clear and you won't have to worry about your checks getting lost or stolen, especially payroll checks, Social Security payments and other U.S. government checks.

Accessing funds

You can get cash at banks and ATMs worldwide without finance charges or transaction fees using your UBS credit or debit card1 and receive an unlimited number of ATM fee rebates in the U.S. (up to $3 per transaction). You can also take advantage of unlimited checkwriting2 and our convenient bill pay service. Set up one-time or recurring online bill payments from your RMA or Business Service Account BSA, for any of your monthly or daily expenses.

Moving assets

Transfer funds easily and securely to and from other UBS accounts or financial institutions via Electronic Funds Transfer Service (EFT) or use Federal Funds Transfers for fast, secure distributions of larger sums of money.

Automatic Sweep

Available cash balances in your account are automatically transferred, or "swept" into either interest-bearing deposit accounts or a money market mutual fund each business day, based on your account's eligibility.3 This way, your money can work harder for you.

Advice you can trust starts with a conversation


Investment, insurance and annuity products: Not FDIC insured ● No bank guarantee ● May lose value