It pays to use your Mastercard Excellence: we'll refund all or half of your annual fees when you reach the annual turnover shown below.
Annual transaction volume
Annual transaction volume
CHF
CHF
EUR
EUR
USD
USD
Annual transaction volume
Half price in the following year
CHF
50 000
EUR
35 000
USD
40 000
Annual transaction volume
Free of charge in the following year
CHF
100 000
EUR
70 000
USD
80 000
To calculate the bonus turnover, the purchases on each card, including your second card and additional cards, will be considered.
Non-eligible turnover: cash withdrawals, card fees and withdrawal fees.
UBS Digital Banking
With UBS E-Banking and the UBS Mobile Banking App, you can securely access your card information such as your most recent transactions, your balance and statements anytime and anywhere.
If your card is lost or stolen, you can block it directly in the app or in E-Banking. You’ll receive a replacement straight away. If your UBS Credit Card is defective, you can request a new one free of charge.
Our push notifications, text messages and e-mails ensure you always have an overview of your spending. You can find further information at: https://www.ubs.com/ebanking
Invoicing
Billing occurs monthly in your choice of Swiss francs, US dollars or euros.
Contactless payment
Searching for small change is a thing of the past, thanks to contactless payment. Briefly hold your credit card up to the reader and easily and quickly pay up to CHF 80 – no need for your PIN or signature.
Prices
Prices
Category
Category
CHF
CHF
EUR
EUR
USD
USD
Category
One-off sign-up fee
CHF
1000
EUR
650
USD
800
Category
Price per year
CHF
2000
EUR
1300
USD
1600
Category
Cash withdrawals1 in Switzerland and abroad (per withdrawal)
CHF
4%
min. CHF 10
EUR
4%
min. EUR 8
USD
4%
min. USD 10
Category
Currency conversion for transactions in foreign currencies
CHF
UBS foreign exchange sell rate2 or card organization rate2 plus 1.75% processing surcharge
EUR
UBS foreign exchange sell rate2 or card organization rate2 plus 1.75% processing surcharge
USD
UBS foreign exchange sell rate2 or card organization rate2 plus 1.75% processing surcharge
Category
CHF transactions abroad
CHF
1.75% processing surcharge
EUR
1.75% processing surcharge
USD
1.75% processing surcharge
Category
Replacement card
CHF
Free of charge
EUR
Free of charge
USD
Free of charge
Expenditure framework
Credit limits
Credit limits
Amount
Amount
Credit limits
Spending limit
Amount
agreed on an individual basis
Credit limits
Cash withdrawals
at ATMs
at selected UBS counters
Amount
an ATM limit is applied depending on the country, maximum daily limit of CHF / EUR / USD 1,000.
100 % of the card limit
1 Cash withdrawals are generally only possible in the local currency. 2 Exchange rate includes a surcharge. If the UBS exchange rate is used, this can be viewed at ubs.com/cards or provided by customer service on request.