SME Dispo Facility

An online loan of up to CHF 20,000 at attractive conditions

Apply for additional liquidity for your SME quickly and easily.

What you need in order to apply

  • Financing requirement: CHF 5,000 to max. CHF 20,000
  • Time: 5 minutes
  • Your last annual financial statement including a signed auditor's report (the effective date of the last annual financial statement must not be more than 15 months ago)
  • Extract from the debt enforcement register (not older than three months)

Questions? Please call us at 0800 868 407 and we'll be happy to help.

  • Availability – funds freely available up to the defined limit
  • Security – ensuring your ability to pay
  • Equilibrium – bridging seasonal liquidity fluctuations
  • Operational company based in Switzerland
  • Financing requirement between CHF 5,000 and CHF 20,000
  • UBS is the main bank (payment transactions)
  • No existing loan with UBS or another bank

Currency

In CHF, USD and EUR

Interest rate

CHF: loan interest rate 6.9% p.a.

USD and EUR: loan interest rate on request

(adjustments to market conditions possible)

Fees

One-time arrangement fee of CHF 100 after taking out the loan and a loan fee of CHF 50 per quarter

Term

Indefinite

Termination with notice

Can be terminated at any time by either party with immediate effect

More information can be found in the factsheet.