Loans, mortgages and planning for your future

Home is an important part of life, and the right home financing solution is a critical aspect of the full financial picture. Whether you’re looking to purchase a new home or refinance an existing mortgage, it’s important to have a lending strategy that fits with your entire financial life.

If you’re an existing UBS client looking to buy a first home, invest in a vacation property, refinance or help a loved one become a homeowner, ask your UBS Financial Advisor¹ about incorporating your home financing strategy into your overall wealth management plan with residential loan financing solutions offered by UBS Bank USA. 

One important consideration in choosing a home financing strategy includes your tax implications. For instance, you may want to maximize your interest deductions, or prefer to limit items to the Alternative Minimum Tax (AMT). Or perhaps you’re more interested in income you want to offset and direct into charities, trusts and investments. It depends on your individual situation, but it can be an important part of your home financing strategy. Your UBS Financial Advisor may recommend that you meet with your tax advisor to discuss the optimal solutions for you.²

¹ UBS Private Mortgage Bankers and Wealth Management Bankers are employees of UBS Bank USA and are individually registered in the Nationwide Multistate Licensing System & Registry (NMLS). UBS Financial Advisors are employees of UBS Financial Services Inc.

² No tax or legal advice.
UBS Financial Services Inc., its affiliates and its employees do not provide tax or legal advice. You should consult with your personal tax and/or legal advisors regarding your particular situation.

About UBA Bank USA
The proceeds of a UBS Bank USA mortgage loan cannot be deposited into a UBS Financial Services securities account, used to purchase, carry or trade in securities, or to repay any debt to any affiliate of UBS Bank USA without prior approval. Purchase, rate/term refinance and cash out refinances are permitted. Certain rules and restrictions may apply for homestead properties located in Texas.

All residential mortgage products are only offered by UBS Bank USA, Member FDIC, NMLS No. 947868. NMLS Consumer Access available at https://nmlsconsumeraccess.org/. All loans are subject to underwriting, credit and property approval. Please note that not all mortgage products are available in all states, or for all loan amounts. Other restrictions and limitations may apply. UBS Bank USA currently offers residential mortgage loans within the 50 states of the United States of America and the District of Columbia.