Retirement planning

Worry less about your retirement with confidence in a plan

You've worked hard and carefully invested to ensure that you'll live life on your terms in retirement, but how can you be sure it will be the same retirement you had always envisioned?

High net worth investors are concerned today about having enough to retire. But, with guidance to address your concerns and a sound plan, you can feel more confident in your plans to retire.

Whether you're saving for retirement, transitioning to retirement or living in retirement, a UBS Financial Advisor can work with you to build a dynamic financial plan that you’ll be able to adjust as needed so you can remain on track as economic events and your circumstances change.

Saving for retirement

Common questions about saving for retirement include:

  • Am I saving enough to retire comfortably?
  • How should my retirement savings be invested?
  • Should I coordinate my retirement savings with my spouse's?
  • Do I need to worry about my retirement savings when there's market volatility?
  • How can I prepare now for unexpected events in the future?

These are all valid questions but they are not always easy to address, and the answers will vary depending on your specific objectives and your own personal situation. With a clearer understanding and sound strategies, you can have more confidence you can remain on track to saving for your retirement needs. A UBS Financial Advisor can have a conversation with you and help you develop a plan to move forward.

Transitioning to retirement

After spending a career accumulating assets, it’s important to assess if they will be sufficient to support the lifestyle you want, and even meet unplanned spending needs like healthcare costs. Additionally, when structuring your investment strategy you'll want to consider the pace of inflation and potential downturns in the financial markets.

A financial plan can provide you with a disciplined, dynamic framework for structuring your wealth through this transition, so you can be prepared for the multiples challenges that may lie ahead. It can also guide you in determining specific planning  strategies that may help to address your concerns so you can feel more confident about your financial life as you draw closer to, or spend your early years in, retirement.

Living in retirement

You can create a plan to live out your goals well into retirement by planning prudently with the help of a UBS Financial Advisor. Gain strategies that help manage risk, diversify your portfolio and reallocate your assets as your life needs and circumstances change. A UBS Financial Advisor can help you plan for the future and be more confident your ability to live the life you want in retirement.

IRA information

Considering rolling over your 401(k)? First, know your options.

IRAs and 401(k)s are important elements of a successful retirement and long-term financial plan. As an individual considering a rollover from your employer's 401(k) or other retirement plan to a UBS IRA, it's important that you understand all of your options as well as the costs associated with a UBS IRA. The following UBS documents can help inform your decisions:

Puerto Rico IRA rollover

Rolling over your employer plan to a UBS Puerto Rico IRA? First, know your options.

IRAs and employer-sponsored retirement plans are important elements of a successful retirement and long-term financial plan. As an individual considering a rollover from your 1081.01(d) plan or other Puerto Rico employer-sponsored retirement plan to a UBS Puerto Rico IRA, it's important that you know all of your options as well as the costs associated with a UBS Puerto Rico IRA. The following UBS documents can help you make informed decisions:

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