You have worked to establish a career and a home, to send your children to school and to plan for retirement. Planning for your loved ones and leaving a legacy to the causes that matter most to you can be equally as important.

An estate plan can help you enjoy the benefits of your success today while providing for others in the future. However, establishing a plan may lead to questions that are difficult and emotional to ask. Working with your existing advisors, a UBS Financial Advisor can provide an objective perspective and draw upon the expertise of professionals who specialize in estate planning, insurance strategies, trusts and philanthropy. This helps you protect and transfer your wealth in a way that benefits the ones who are most important to you.

Whether you have an estate plan in place or need help creating one, we invite you to have a conversation today with a UBS Financial Advisor who can support you in making key decisions about your financial assets and the people and organizations you care most about.

Insurance strategies*

Protecting all you have achieved and intelligently transferring your wealth requires sound planning. Specific life events such as the birth of a new child or purchasing a new home may necessitate a purchase or review of your life insurance coverage. But what if something were to happen to you? You are your family's greatest asset, and a sudden loss of income could place an unnecessary hardship on them. A UBS Financial Advisor can help you evaluate whether your coverage is appropriate given your personal circumstances.

In addition to providing a safety net for your family in the event of your death, life insurance can be used to address a broad range of financial concerns, from protecting your business and financial interests to planning for estate and wealth transfer to fulfilling a philanthropic goal.

Talk to a UBS Financial Advisor today for more information on how we can help you ensure that your family and business interests are adequately protected.


The financial security of your family may depend not only on how you manage your wealth today, but also on how you protect and preserve it for the future. As part of a holistic estate plan, a personal trust may help you preserve your wealth during your lifetime and, in the event of death or disability, assure the ongoing management of your assets. It may also help facilitate the transfer of assets to your family members or to charity, and help protect your wealth over several generations. At UBS, you can choose from a variety of trusts, including:

  • Revocable living trusts
  • Testamentary trusts
  • Irrevocable trusts
  • Credit shelter trusts
  • Delaware directed trusts
  • Marital trusts
  • Dynasty trusts
  • Charitable remainder trusts
  • Charitable lead trusts
  • Private foundations

When you choose UBS to serve as your trust provider, you gain the support of a UBS team ranging from a UBS Financial Advisor and dedicated trust and estate specialists to retirement and insurance experts. A UBS Financial Advisor will collaborate with you to discuss the trust strategies that may make sense for you and your family.


While you may have good reasons for choosing a qualified friend or family member as your trustee, choosing a corporate trustee may make more sense given the circumstances surrounding the trust. Corporate trustees employ experienced professionals with special knowledge in trust and taxation matters, and have substantial resources to handle any number of unique situations. They also can offer continuity, responsibility and impartiality. For more insight into the benefits of corporate trustees or identifying which trusts are best for you, we invite you to connect with your UBS Financial Advisor or find a UBS Financial Advisor.


Philanthropy is part of American culture. While it is influenced by the economy, history shows that Americans give amply regardless of the economic climate. When structured properly, philanthropy can have a positive impact on individuals and communities.

A UBS Financial Advisor can collaborate with you on what you want to achieve with your strategic giving, including creating a philanthropic vision that aligns with your core values and beliefs. He or she can also help you align your philanthropy with your other financial strategies so that charitable aspirations aren’t fulfilled at the expense of other important objectives. Especially in this economic environment, smart giving requires the same carefully constructed strategic thinking that you apply to the rest of your finances.

We invite you to connect with your UBS Financial Advisor today for more information on how you can maximize the benefits of your charitable giving.

Donor advised funds

A donor advised fund (DAF) can offer you powerful tax benefits while giving you the flexibility to determine which causes you would like to support. A DAF is established as a public charity to which you or your family make an irrevocable contribution, enabling you to receive an immediate federal income tax deduction. Anytime thereafter, you can recommend grants from the fund to qualified charitable organizations around the world.

Private foundations

The larger your philanthropic goals, the greater the complexities surrounding their execution. Private foundations have always been the most powerful, flexible and prestigious philanthropic vehicles available, but foundation administration can be burdensome.

Through UBS’s strategic partnership with the nation’s premier foundation management solution, Foundation Source, we can help your foundation involve family or board members, streamline administrative responsibilities and ensure regulatory compliance. UBS/Foundation Source relieves you of the administrative burden of managing your private foundation so you can focus on your overall philanthropic goals.

We invite you to have a conversation with your UBS Financial Advisor today about how donor advised funds and private foundations can maximize the impact of your philanthropic strategy.