Gold credit card Brilliant advantages - be flexible worldwide

Enjoy the freedom of having a Gold Credit Card. The higher spending limit gives you more flexibility to make purchases worldwide, and the contactless payment function means you can make your purchases securely and with ease. In addition, you can join the Priority Pass program free of charge. You receive both the UBS World Mastercard Gold and the UBS Visa Card Gold for the price of one card.

Gold Credit Card


Gold Credit Card at a glance

  • More flexibility thanks to higher spending limit
  • Contactless payments with PayPass and PayWave
  • Access to all your credit card data online
  • SMS or e-mail notifications
  • Double points with UBS KeyClub
  • Free Priority Pass, giving you access to selected airport lounges 
  • Exclusive offers from Mastercard Priceless® Cities


Your cards and accounts cost less in a banking package

With a banking package, you get cards, accounts and extras for an attractive flat fee. You also benefit from our UBS KeyClub bonus program.

Don’t have a UBS account?

Open your banking package, including accounts and cards, conveniently via app.

Already have a UBS account?

Apply for your credit card directly in e-banking at "Cards > Order a card."

Would you like to apply for your card spontaneously in person? Visit us at a branch near you.


The benefits of the Gold Credit Card

  • Secure payment thanks to the latest in chip technology and the PIN function: PIN-Code
  • Instant payment, even for small amounts, with the contactless payment function
  • Safe online payments with the internationally recognized security standard 3-D-Secure
  • E-banking and Mobile Banking for an overview of your credit card transactions
  • Notifications by SMS or e-mail for additional security  

World Mastercard® Gold and Visa Card Gold

Two-card set
- in the first year
- each subsequent year

CHF 100
CHF 200

Two-card partner set (per year)

CHF 50



A full overview of prices and benefits is available in the Gold Credit Card product information sheet (PDF, 462 KB).


As an individual or a family with a Pay and Save Basic Offering, you can get the two-card set for an additional CHF 8 per month. The price includes a second card and a partner card for families and couples, or a second card for individuals.

Read more about our Pay and Save Basic Offerings.

The free bonus program is our way of saying thank you for using our Gold Credit Card. Compared with the standard credit card, you collect double points in KeyClub when using your Gold Credit Card. You can use the bonus points like cash on a 1:1 basis. More than 30 partners – including Mövenpick, Kuoni, H&M, Manor, Pfister, Swisscom and Intersport – will accept your bonus points.

For more information go to UBS KeyClub.

  • Priority Pass (worth USD 99) free of charge
  • More than 700 airport lounges with WiFi, refreshments and a relaxed atmosphere
  • Entry for just EUR 22
Find out more about the  Priority Pass.


Standard Credit Card

Gold Credit Card

Platinum Credit Card

Free travel and aviation accident insurance
Maximum sum insured in the event of
- Death or disability
-  Transport and rescue costs

CHF 300,000
CHF 60,000

CHF 600,000
CHF 60,000

CHF 750,000
CHF 60,000

SOS Assistance Service




(discount on basic price of car rentals)

Up to 20% in Switzerland
Up to 10% abroad

Up to 25% in Switzerland
Up to 10% abroad

Up to 30% in Switzerland
Up to 15% abroad

Collision damage waiver (CDW)




Best-price guarantee




UBS Travel Insurance Plus

Available for only CHF 72 per year

Available for only CHF 72 per year


Important information: To make a claim, please contact Allianz Global Assistance, by telephone at +41-44-283 38 05. If you have a medical emergency while you are away, please phone +41-44-723 44 88.

Travel and aviation accident insurance

If at least 80% of the cost of a trip using public transport is paid for using your UBS Credit Card, you and your family are automatically covered by accident insurance free of charge. The amount of the benefit depends on the type of credit card you have. For further information: 

SOS Assistance Service

With the SOS Assistance Service, you will receive assistance in the event of emergencies prior to and during your trip. The Travel Hotline is available round the clock, 365 days a year, to provide assistance with health-related and legal problems you encounter in connection with your trip. For further information: 

Discount on car rental

Depending on the credit card, benefit at our partner Europcar a discount on the base price of a rental car.

Benefit from

  • up to 10% discount abroad
  • up to 25% discount in Switzerland

Please enter your C-ID online when making a reservation with Europcar. This is an eight-digit number, which you'll find on the back of your credit card.

Collision damage waiver (CDW)

You are generally subject to a deductible in the event of theft or damage to a rental vehicle. If you pay for your vehicle rental using your UBS Gold or Platinum Card, the insurance will cover an amount of up to CHF 10,000 should an insured event occur. For further information: 

Best-price guarantee

If, after making a purchase with your UBS Gold or Platinum Card, you discover that another retailer was offering the item at a lower price, you can claim back the difference in price.

Requirements for the best-price guarantee:

  • You have paid for the item using your UBS Credit Card.
  • The purchase was made no more than 14 days ago.
  • The difference in price is more than CHF 30 francs.
  • The items are exactly the same product or model.
  • The item must be offered by a commercial dealer.

The best-price guarantee only applies to goods purchased and offered in Switzerland by commercial dealers (retail outlet, mail order or online shop) Cell phones, medical aids, vehicles and second-hand goods are excluded from the best-price guarantee. For further information: 

UBS Travel Insurance Plus

The optional UBS Travel Insurance Plus (PDF, 118 KB) package gives you added peace of mind when traveling. You and your family are thus effectively protected against unforeseen financial risks such as cancellations, the loss of your luggage, or the costs of treatment abroad.

This insurance is included with the Platinum Credit Card. If you have a Standard or Gold Credit Card, you can take out this insurance cover for CHF 72 per year. The application for UBS Travel Insurance Plus (PDF, 974 KB) and the general terms and conditions of insurance for UBS Travel Insurance Plus (PDF, 119 KB) are available as PDFs. 

Priceless® Cities gives Mastercard® holders access to exclusive events, promotions, shopping benefits and unique offers for travel, hotels, restaurants, museums and much more. For further information and to find out how to register, go to

Detailed information is available in the Gold Credit Card product information sheet (PDF, 462 KB). If you have any questions, please contact us. 


Also of interest to you

Clarity on your financial situation

UBS TWINT – your digital wallet

Brochure: Paying and saving made easy