"First home" special offer

A lower interest rate for your first mortgage

Benefit from attractive first-time offers when you arrange your first mortgage with UBS or move an existing mortgage with another bank to us.

"First home" special offer at a glance

Reduced interest rates

A reduced interest rate for the entire term of the mortgage


Fixed-rate mortgage (3 to 10 years)


Freely definable

Protect yourself against higher interest rates and fix the rate on your fixed-rate mortgage up to a year in advance.

In addition to the preferential interest rate, your banking package is free of charge for the first six months.

  • A first-time mortgage for owner-occupied property (no vacation homes)
  • The entire mortgage for your property is with UBS
  • The full mortgage amount is divided into several tranches if it exceeds CHF 500,000
  • Your salary is paid into a UBS account

Preferential interest rate: a preferential rate of interest on the entire mortgage and for the full term of the loan
Product: selectable – fixed-rate mortgage (3–10 years)
Amount: freely selectable

Your benefits

  • Verification of the purchase price based on reference properties and location
  • Comprehensive assessment of the location (municipality, price level and tax rate)
  • Mortgage advice, including during off-hours
  • On request: mortgage decisions within 24 hours

Special offers

Special offers for your first mortgage or loan, renovation work on residential property and for energy-efficient, sustainable construction.