The banking package for families and couples

Benefits for two – or more

The Banking Package UBS Family makes sense for both families and couples. The package includes accounts and cards for a fixed fee that is only charged once per family or couple – including the UBS Savings Account for Young People for your children.

Benefits at a glance

Free of charge in the first 6 months

Accounts, cards and banking services in a low-cost banking package

Including credit cards and V PAY card or Maestro card

Product overview

Personal account in CHF

The personal account is the basis for your family's regular payment transactions – for example, as a joint account for shopping and monthly expenses. You can use it as a salary account, for pension payments as well as for cash withdrawals. If you opt for a UBS Family Banking Package, you can select the number of V PAY or Maestro cards you require. You can also determine the number of accounts within the banking package. This allows you to take care of your payment and securities transactions quickly and conveniently.

Savings account in CHF

For your savings is the savings account the perfect supplement to a personal account. You have the option to open several savings accounts.

Payment transactions

With our personal account, domestic payments made in Swiss francs are free of charge. You can use our E-Banking or Mobile Banking App, UBS MultimatLSV+ (direct debit) or set up a standing order for recurring payments.

With our UBS V PAY card and Maestro card, you can make contactless payments in stores or withdraw cash at Bancomats at home and abroad. Free cash withdrawals in CHF in Switzerland from your personal account at all UBS Bancomats and non-UBS ATMs. The annual fee for the V Pay card or the Maestro card is included in the banking package.

Pay worldwide and stay flexible with our Mastercard Standard and Visa Card Classic credit cards and the Prepaid Card Save. The annual fee is included in the Banking Package UBS Individual. You’ll also receive the Gold credit card at special conditions for the first 6 months. You choose the style of credit cards you prefer: credit card as a two-card set, including partner card (Visa and Mastercard), Optimus Foundation Charity Card or other special cards.

Alternatively, or in addition to your other cards, you receive a prepaid card.

With our free UBS KeyClub bonus program, you collect points by actively using your credit and prepaid cards. You can use the bonus points like cash on a 1:1 basis. More than 30 partners – including H&M, Fust, Manor and Globus – will accept your bonus points. Or you can select your gift from the comfort of your own home in the KeyClub eStore.

Further information can be found at UBS KeyClub.

E-Banking and mobilebBanking

Whether transferring money or maintaining an overview of your assets, e-banking and the Mobile Banking app let you do your banking wherever you are.

You receive your paperless banking documents and card statements from us in E-Banking and in the Mobile Banking App or via the UBS Safe. We call this our “Standard” variant – it's easy, secure and good for the environment. But you can also choose the “Traditional” variant. We’ll then send you a hardcopy of your documents for an extra charge.

Access app

The Access app allows you to log on to e-banking or the Mobile Banking app easily and securely – with no additional tools needed. You can also confirm online credit card payments via the Access app (3D Secure) for added security.

UBS Safe

UBS Safe is your digital safe deposit box. Your bank documents are automatically backed up here and can be viewed via e-banking or the Safe app on your smartphone. Personal documents, passwords and photos can also be stored securely in Safe.

TWINT

With UBS TWINT, you can make payments simply and securely in stores or online with your smartphone, as well as send and request money to and from your friends and family.

You can find all information on our digital products and services under UBS Digital Banking.

Fisca Account

The pillar 3a retirement savings account is the basis for tax-deductible retirement savings in pillar 3a. Decide yourself when and how much you pay into your Fisca account, up to the maximum amounts permitted by law. Use a standing order to make regular deposits. You also benefit from a preferential interest rate.

To enhance your earnings potential yet further, find out more about the Fisca custody account – the perfect supplement to a Fisca account.

Open a banking package for families and couples

Save time at a branch – make an appointment.

Would you like to open a banking package at one of our branches? Visit a branch near you.

Prices and additional offers

  • For families and couples age 20 and above
  • Package price per month (payment possible with UBS KeyClub points)
    • Free in the first 6 months if both partners are new clients, or for existing clients without a UBS Debit Card
      (V PAY/Maestro)
    • Half-price in the first 6 months if one partner is a new client or, for existing clients, if only one partner currently has a UBS Debit Card (V PAY/Maestro)
    • CHF 15 from CHF 10,000 in total family assets or with UBS Building Financing or a UBS Mortgage; otherwise, CHF 25 for the “Standard” variant: digital bank documents and paperless credit/prepaid card statements
    • CHF 20 from CHF 10,000 in total family assets or with UBS Building Financing or a UBS Mortgage; otherwise, CHF 30 for the “Traditional” variant: hardcopy bank documents and/or credit/prepaid card statements
  • Includes a UBS Savings Account for Young People for children until their 18th birthday and a UBS Investment Fund Account at preferential conditions

For your children

Up to the age of 18

Changing-banks service

Simply close your bank account and switch to UBS: We’ll help you to switch banks and will prepare everything you need.

Special offers

As a UBS client, you enjoy a host of discounts on culture, leisure and entertainment.

UBS Magazine

UBS Magazine keeps you up to date with the latest news and current offers.