UBS TWINT

Simple and secure payment with your smartphone

Download and activate the app

2. Activate the app

Follow the instructions in the app or in our step-by-step guide to registering.

3. Use the app

UBS TWINT is very versatile and payment is instant. Send money to friends, or pay at the cash register, in online shops, and apps. Try it out now.

Requirements for use: you need a Swiss mobile number and Swiss bank account number. If you don’t have a UBS account, you’ll also need a credit or prepaid card and an official form of ID.

Features of UBS TWINT

Send and request money

You can transfer money instantly with UBS TWINT – from smartphone to smartphone. And you can request and receive money from friends and family too. In both cases, you can make your message more personal with a photo and a few nice words.

Twint in online shops or apps

Online shoppers love UBS TWINT: simply open the TWINT App and scan the QR code with your smartphone – and that’s it. It’s almost as fast with the short code that’s displayed in the online shop or in the app. What’s more, your credit card details are stored securely in TWINT. This means you are always in control – and can save yourself the tedious task of typing in your credit card number.

Pay at the cash register

You can pay with UBS TWINT at many cash registers using the QR code at the payment terminal. The cash registers at Coop and other stores are already equipped with TWINT payment terminals. To pay, simply activate Bluetooth, open the app and briefly hold your smartphone to the TWINT terminal.

You can also pay without a payment terminal by using TWINT QR codes. More and more farm shops in Switzerland offer this option.

Pay in other apps

You can also use the TWINT App to pay securely and conveniently in other apps, including SBB, Migros, Fairtiq, and Lezzgo. Simply add TWINT as your preferred payment method and your next ticket purchase will be even easier.


And even more features

Simply tap "More" in the UBS TWINT App to access a range of additional features.

Collect payments easily – UBS TWINT for companies and clubs

Collecting payments has never been easier. With or without a payment terminal. Whether online or at points of sale, both attended and self-service. With UBS TWINT, you can accept cashless payments quickly and securely via QR code. The amount is immediately credited to your account. Find out more.


Add your UBS credit card as a payment method and collect KeyClub points.

Win with UBS TWINT

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Frequently asked questions

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