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UBS TWINT – Switzerland’s digital cash

Payment with your smartphone is easy, secure and at no extra charge. You don't even need a UBS account.

  • Send and request money instantly
  • Pay faster in online shops
  • Pay parking fees
  • Collect KeyClub points with every payment*


Download and activate the app

1. Download the TWINT App

Download UBS TWINT for free to your smartphone.

2. Activate the app

Follow the step-by-step instructions in the app.

3. Use the app

UBS TWINT is very versatile and payment is instant. Send money to friends, or pay at the cash register, in online shops, and apps. Try it out now.

Requirements for use: you need a Swiss mobile number and Swiss bank account number. If you don’t have a UBS account, you’ll also need a credit or prepaid card and an official form of ID.


Send and request money

You can transfer money instantly with UBS TWINT – from smartphone to smartphone. And you can request and receive money from friends and family too. In both cases, you can make your message more personal with a photo and a few nice words.


Twint in online shops or apps

Online shoppers love UBS TWINT: simply open the TWINT App and scan the QR code with your smartphone – and that’s it. It’s almost as fast with the short code that’s displayed in the online shop or in the app. What’s more, your credit card details are stored securely in TWINT. This means you are always in control – and can save yourself the tedious task of typing in your credit card number.


Pay at the cash register

You can pay with UBS TWINT at many cash registers using the QR code at the payment terminal. The cash registers at Coop and other stores are already equipped with TWINT payment terminals. To pay, simply activate Bluetooth, open the app and briefly hold your smartphone to the TWINT terminal.

You can also pay without a payment terminal by using TWINT QR codes. More and more farm shops in Switzerland offer this option.


Pay in other apps

You can also use the TWINT App to pay securely and conveniently in other apps, including SBB, Migros, Fairtiq, and Lezzgo. Simply add TWINT as your preferred payment method and your next ticket purchase will be even easier.

Only pay for the parking time you use

Parking meters now take more than coins: simply scan the QR code on the meter. For first use, enter your car license plate. Next, in UBS TWINT select the length of parking time and confirm the payment. If you get back to your car earlier than expected, you can cancel the paid parking time and TWINT will refund the difference.


Collect payments easily – UBS TWINT for merchants

You can now collect payments cashlessly without a payment terminal, including at self-service points of sale. Your customers use TWINT to scan the QR code sticker and the amount is immediately credited to your account.

Fixed or a free-choice amount?

Select the QR code sticker that best suits what you’re selling.

Add your UBS credit card as a payment method and collect KeyClub points.

Win with UBS TWINT

Click here for all the latest promotions and contests

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