Welcome gift worth CHF 50*

UBS key4 banking

Get accounts, cards and attractive exchange rates during your coffee break – open quickly and easily via app.

  • The first 6 months are free of charge to you.

Your benefits with UBS key4 banking

Do your banking conveniently in the app and enjoy the following benefits:

Attractive exchange rates worldwide

Travel around the world and pay with top exchange rates wherever you go.

No processing fees

Pay without a processing surcharge and at favorable conditions abroad and online.

Intelligent and innovative insights

Make better financial decisions with our personalized analyses, tips, and quizzes.

UBS key4 banking at a glance

  • Lightning-fast shopping with TWINT, Apple Pay, Google Pay and Samsung Pay.
  • Buy and sell gold easily via your smartphone – from as little as 0.1 grams.
  • Manage your investments and your retirement provision simply and clearly directly in the app.
  • A welcome gift of 50 KeyClub points worth CHF 50.

Choose the right package for you

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What’s included in the price?

UBS Personal account

The solid basis for your banking transactions. The UBS Personal account offers you everything you want from your bank from day to day.

UBS Savings account

The savings account is the ideal complement to your personal account. It lets you regularly set aside money, while remaining financially flexible.

UBS Debit card

The UBS Debit Card is the ideal complement to your UBS Credit Card or Prepaid Card. You can use this card to do online shopping, to make contactless payments in stores and to withdraw cash at ATMs.

UBS Prepaid card

The UBS Prepaid card allows you to make secure, cashless purchases worldwide. Load your UBS Prepaid Card quickly and free of charge via UBS E-Banking, the UBS Mobile Banking App, at a UBS Multimat or by using a QR-bill.

UBS Credit card

Our Credit cards you can shop conveniently and securely worldwide and withdraw local currency at almost all ATMs, as well as benefit from many other useful features.

Open your account – it's easy

  1. 01

    Download the app

    Choose your UBS key4 banking bundle - Pure, Pro, or Prime.

  2. 02

    Verify your identity

    Grab your ID card or passport, and we’ll verify your identity by video call or selfie.

  3. 03

    Activate Access App

    The Access App is how you log in to your new account.

Scan the QR code to download the app

Additional information


Free account

UBS key4 banking for young adults and students

Special offering for young adults and students

Young people under 26 years of age, students under 30 years of age.

  • Absolutely nothing: CHF 0 / month
  • KeyClub bonus program: 50 KeyClub points (CHF 50) free of charge
  • Free cashyou subscription with over 3,000 special offers throughout Switzerland

Recommend UBS

Recommend UBS and receive KeyClub points

You receive your KeyClub points after they sign up for the product. The prospective new client may also receive a reward, depending on the product.