UBS key4 banking

One app. Many more possibilities.

  • Do all your daily banking digitally on your smartphone with UBS key4 banking. Open your account directly from the app and get started right away.

This is smart

Attractive exchange rates worldwide

Travel around the world and pay with top exchange rates wherever you go.

No processing fees

Pay without a processing surcharge and at favorable conditions abroad and online.

Intelligent and innovative insights

Make better financial decisions with our personalized analyses, tips, and quizzes.

Everything for Daily Banking in one app

  • Lightning-fast shopping with TWINT, Apple Pay, Google Pay and Samsung Pay.
  • Buy and sell gold easily via your smartphone – from as little as 0.1 grams.
  • Manage your investments and your retirement provision simply and clearly directly in the app.

Choose the right package for you

New interest rate

CHF 150 as a gift

Special offering for young adults and students

Young people under 26 years of age, students under 30 years of age.

  • Absolutely nothing: CHF 0 / month
  • KeyClub bonus program: 50 KeyClub points (CHF 50) free of charge
  • Free cashyou subscription with over 3,000 special offers throughout Switzerland

Open your account – it's easy

Download the app

Choose your UBS key4 banking bundle - Pure, Pro, or Prime.

Verify your identity

Grab your ID card or passport, and we’ll verify your identity by video call or selfie. 

Activate Access App

The Access App is how you log in to your new account.

Scan the QR code to download the app

myclimate logo

Help to shape a climate-friendly future

For every new UBS key4 banking opened, we will make a donation to myclimate for a more climate-friendly future and to support the Future Workshop project.

Find out more about the project at


Get more out of your money

UBS key4 smart investing

Invest with UBS key4 smart investing

  • Get individual fund recommendations
  • Get started - from as little as 50 francs
  • Manage your investments conveniently via the app

UBS key4 pension

Save with UBS key4 pension 3a

  • Open your pension account in the Mobile Banking App
  • Save on taxes and decide for yourself how much you pay in
  • Invest your pension savings for potentially higher returns

UBS key4 FX

Enjoy cheaper foreign currency transfers with UBS key4 FX

  • Benefit from attractive exchange rates
  • Save on transaction fees
  • Available for up to 32 currencies