UBS key4 banking

One app. Many more possibilities.

  • Do all your daily banking digitally on your smartphone with UBS key4 banking. Open your account directly from the app and get started right away.

This is smart

Get started without an appointment

You can open UBS key4 banking directly via app within minutes.

Attractive exchange rates worldwide

Travel around the world and pay with top exchange rates wherever you go.

No processing fees

Pay without a processing surcharge and at favorable conditions abroad and online.

Everything for Daily-Banking in one app

  • Lightning-fast shopping with TWINT, Apple Pay, Google Pay and Samsung Pay.
  • Buy and sell gold easily via your smartphone – from as little as 0.1 grams.
  • Manage your investments and your retirement provision simply and clearly directly in the app.

Choose the right package for you

Special offering for young adults and students

Young people under 26 years of age, students under 30 years of age.

  • Absolutely nothing: CHF 0 / month
  • KeyClub bonus program: 50 KeyClub points (CHF 50) free of charge
  • Free cashyou subscription with over 3,000 special offers throughout Switzerland

Download the app, set up within minutes and benefit from the interest bonus

If you're on your computer, scan the QR code to download the app.

  1. Download the app
  2. Select the appropriate UBS key4 banking
  3. Confirm your identity by video call or selfie (have your ID or passport to hand)
  4. Sign the contracts in the app
  5. Set up your login via the Access App
  6. Add credit to up your prepaid card and get started right away

Attractive interest on savings

Open a UBS key4 banking account and benefit from a 0.5% interest bonus on the UBS Sustainable Savings Account until the end of the year – in addition to the standard interest rate, which is currently 0.1%.


Get more out of your money

UBS key4 smart investing

Invest with UBS key4 smart investing

  • Get individual fund recommendations
  • Get started - from as little as 50 francs
  • Manage your investments conveniently via the app

UBS key4 pension

Save with UBS key4 pension 3a

  • Open your pension account in the Mobile Banking App
  • Save on taxes and decide for yourself how much you pay in
  • Invest your pension savings for potentially higher returns

UBS key4 FX

Enjoy cheaper foreign currency transfers with UBS key4 FX

  • Benefit from attractive exchange rates
  • Save on transaction fees
  • Available for up to 32 currencies