UBS Generation The banking package for young people

Banking Package UBS Generation at a glance

Free account management

Free account management

Account maintenance and cash withdrawals from ATMs in Switzerland

Withdraw cash free of charge

Withdraw cash free of charge

At all Swiss ATMs – no matter which bank

Welcome gift

Welcome gift

CHF 80 in the form of KeyClub points for new clients

  • For young people aged 12 to 22
  • Accounts and cards in a free banking package
  • Includes a V PAY or Maestro card, and a credit card or Mastercard Prepaid
  • Free cash withdrawals in CHF from your personal account using your debit card at all Swiss ATMs
  • Preferential interest rate for your personal account and savings account for young people
  • UBS KeyClub bonus program
  • E-banking, mobile banking, digital safe and UBS TWINT included

As of June 1, 2018, new prices and conditions will apply to our banking packages. You can find detailed information in the PDF "Services and prices (PDF, 621 KB)".

Don’t have a UBS account?

Open your banking package, including accounts and cards, conveniently via app.

Already have a UBS account?

Save time at your branch: make an appointment to open a banking package.

Would you like to open a banking package spontaneously in person? Visit us at a branch near you.

Services and conditions

The Generation personal account for young people forms the basis for your daily banking transactions. Use the account for incoming salary payments, pocket money, cash withdrawals and making payments. You also benefit from a preferential interest rate.

The UBS savings account for young people is the ideal supplement to a personal account. Whatever your savings target – our preferential interest rate allows you to move closer to achieving objectives of any size.

With the UBS V PAY Card or Maestro Card, you can make cashless payments in Switzerland and abroad as well as cash withdrawals at ATMs. The V PAY Card is accepted within Europe; the Maestro Card is accepted worldwide.

The Mastercard Prepaid as well as the Mastercard Standard and Visa Card Classic credit cards allow you to remain flexible and make payments worldwide. The prepaid card is made available to young people who are 12 or over. This allows you to determine your budget in advance.

Credit cards can be applied for upon reaching the age of 18. You can choose from the following card types:

  • Two-card set
  • Or the Special Edition Credit Card

E-Banking and Mobile Banking let you do your banking quickly and conveniently at home, in the office or while traveling. This allows you to maintain an overview of your assets at all times and make payments. On request, we will send you notifications of your account or credit card transactions via SMS or e-mail. The personal financial assistant supports you in analyzing your expenditure and planning your budget and helps you in achieving your savings targets. Thanks to the UBS Mobile Banking app, you can keep up to date on your finances and spending even when youʼre on the move. Store your important documents and passwords securely in UBS Safe – the digital safe deposit box. You can find all information on e-banking, mobile banking and the digital safe in Online Services.

With our free UBS KeyClub bonus program, you collect points through the regular use of your accounts and cards. You can use the bonus points like cash on a 1:1 basis. More than 30 partners – including H&M, ProCinema, SBB, Apple, Starbucks, Manor and IKEA – will accept your bonus points. Or you can select your gift from the comfort of your own home in the KeyClub eStore.

Further information can be found at UBS KeyClub.

With the Generation personal account, domestic payments made in Swiss francs are free of charge. To make domestic payments, you can use our e-banking or mobile banking services, a UBS Multimat, LSV+ (direct debit) or UBS easy, while recurring payments can be made by standing order.

The banking package offers you further benefits:

Bring a friend
We will give you CHF 25 in the form of KeyClub points for the successful referral of a new client who signs up for a Banking Package UBS Generation or Banking Package UBS Campus.

Investment fund account
Build up your assets gradually with an investment fund account and enjoy beneficial conditions

Also of interest to you

Clarity on your financial situation

UBS TWINT – your digital wallet

Brochure: Paying and saving made easy