UBS Generation The banking package for young people

Banking Package UBS Generation at a glance

Free account management

Free account management

With electronic delivery of all bank documents (Standard variant)

Withdraw cash free of charge

Withdraw cash free of charge

At all Swiss ATMs – no matter which bank

Welcome gift

Welcome gift

CHF 40 in the form of KeyClub points for new clients

  • For young people aged 12 to 22
  • Free cards, accounts and banking services with electronic delivery of all bank documents (Standard variant)
  • Includes a V PAY or Maestro card, and a credit and prepaid card
  • Free cash withdrawals in CHF from your personal account using your debit card at all Swiss ATMs
  • Preferential interest rate for your personal account and savings account for young people
  • UBS KeyClub bonus program
  • E-banking, mobile banking, UBS Safe, Access App and UBS TWINT included

Don’t have a UBS account?

Open your banking package, including accounts and cards, conveniently via app.

Already have a UBS account?

Save time at your branch: make an appointment to open a banking package.

Would you like to open a banking package spontaneously in person? Visit us at a branch near you.

Services and conditions

From June 1, 2018, you will by default receive your bank documents and card statements from us electronically in e-banking and the Mobile Banking app or via UBS Safe. This is our “Standard” variant – it is simple, secure and protects the environment. You can, however, also opt for the “Traditional” variant, in which case we will send you your documents in paper form for a fee.

The Generation personal account for young people forms the basis for your daily banking transactions. Use the account for incoming salary payments, pocket money, cash withdrawals and making payments. You also benefit from a preferential interest rate.

The UBS savings account for young people is the ideal supplement to a personal account. Whatever your savings target – our preferential interest rate allows you to move closer to achieving objectives of any size.

With the UBS V PAY Card or Maestro Card, you can make cashless payments in Switzerland and abroad as well as cash withdrawals at ATMs. The V PAY Card is accepted within Europe; the Maestro Card is accepted worldwide.

The UBS Prepaid Card as well as the Mastercard Standard and Visa Card Classic credit cards allow you to remain flexible and make payments worldwide. The prepaid card is made available to young people who are 12 or over. This allows you to determine your budget in advance.

Credit cards can be applied for upon reaching the age of 18. You can choose from the following card types:

  • Two-card set
  • Or the Special Edition Credit Card

E-banking and mobile banking
Whether transferring money or maintaining an overview of your assets, e-banking and the Mobile Banking app let you do your banking wherever you are.

Access app
The Access app allows you to log on to e-banking or the Mobile Banking app easily and securely – with no additional tools needed. You can also confirm online credit card payments via the Access app (3D Secure) for added security.

UBS Safe
UBS Safe is your digital safe deposit box. Your bank documents are automatically backed up here and can be viewed at any time via e-banking or the Safe app on your smartphone. Personal documents, passwords and photos can also be stored securely in Safe.

TWINT
With UBS TWINT, you can make payments simply and securely in stores or online with your smartphone, as well as send and request money to and from your friends and family.

You can find all information on our digital products and services under UBS Digital Banking.

With our free UBS KeyClub bonus program, you collect points through the regular use of your accounts and cards. You can use the bonus points like cash on a 1:1 basis. More than 30 partners – including H&M, ProCinema, SBB, Apple, Starbucks, Manor and IKEA – will accept your bonus points. Or you can select your gift from the comfort of your own home in the KeyClub eStore.

Further information can be found at UBS KeyClub.

With a personal account, domestic payments made in Swiss francs are free of charge. To make domestic payments, you can use our Mobile Banking app, a UBS Multimat or LSV+ (direct debit), while recurring payments can be made by standing order.

The banking package offers you further benefits:

Bring a friend
We will give you CHF 25 in the form of KeyClub points for the successful referral of a new client who signs up for a Banking Package UBS Generation or Banking Package UBS Campus.

Investment fund account
Build up your assets gradually with an investment fund account and enjoy beneficial conditions

Fees for the UBS Generation banking package

  • Free of charge with the “Standard” variant: electronic delivery of bank documents and/or credit/prepaid card statements via digital banking
  • CHF 5 per month with the “Traditional” variant: delivery of bank documents and/or credit/prepaid card statements in paper form. Free of charge in the first year for new clients or existing UBS clients without a UBS Debit Card (V PAY/Maestro)

Also of interest to you

Clarity on your financial situation

UBS TWINT – your digital wallet

Brochure: Paying and saving made easy