UBS Generation Bank package for youth

The banking package for young people between the ages of 12 and 22 makes handling money really easy. Personal account, savings accounts with preferential rate of interest, V PAY Card or Maestro Card, Mastercard Prepaid and credit cards – all free of charge. And with e-banking and mobile banking, you can also take care of your finances online. To get things started, we give you a welcome gift of CHF 40 in the form of KeyClub points.

Overview of Banking Package UBS Generation

  • Free account maintenance
  • V PAY Card or Maestro Card, Mastercard® Prepaid, credit card
  • Free cash withdrawals in Swiss francs at all ATMs in Switzerland
  • Preferential interest rate for UBS Generation personal account and savings account for young people
  • E-Banking and Mobile Banking
  • Free payment transactions in CHF in Switzerland via your personal account
  • UBS KeyClub bonus program
  • Welcome gift of CHF 40 in the form of KeyClub points

Services and conditions

The Generation personal account for young people forms the basis for your daily banking transactions. Use the account for incoming salary payments, pocket money, cash withdrawals and making payments. You also benefit from a preferential interest rate.

The UBS savings account for young people is the ideal supplement to a personal account. Whatever your savings target – our preferential interest rate allows you to move closer to achieving objectives of any size.

With the UBS V PAY Card or Maestro Card, you can make cashless payments in Switzerland and abroad as well as cash withdrawals at ATMs. The V PAY Card is accepted within Europe; the Maestro Card is accepted worldwide.

The Mastercard Prepaid as well as the Mastercard Standard and Visa Card Classic credit cards allow you to remain flexible and make payments worldwide. The prepaid card is made available to young people who are 12 or over. This allows you to determine your budget in advance.

Credit cards can be applied for upon reaching the age of 18. You can choose from the following card types:

  • Two-card set
  • Or the Special Edition Credit Card

E-Banking and Mobile Banking let you do your banking quickly and conveniently at home, in the office or while traveling. This allows you to maintain an overview of your assets at all times and make payments. On request, we will send you notifications of your account or credit card transactions via SMS or e-mail. The personal financial assistant supports you in analyzing your expenditure and planning your budget and helps you in achieving your savings targets. Thanks to the UBS Mobile Banking app, you can keep up to date on your finances and spending even when youʼre on the move. Store your important documents and passwords securely in UBS Safe – the digital safe deposit box. You can find all information on e-banking, mobile banking and the digital safe in Online Services.

With our free UBS KeyClub bonus program, you collect points through the regular use of your accounts and cards. You can use the bonus points like cash on a 1:1 basis. More than 30 partners – including H&M, ProCinema, SBB, Apple, Starbucks, Manor and IKEA – will accept your bonus points. Or you can select your gift from the comfort of your own home in the KeyClub eStore.

Further information can be found at UBS KeyClub.

With the Generation personal account, domestic payments made in Swiss francs are free of charge. To make domestic payments, you can use our e-banking or mobile banking services, a UBS Multimat, LSV+ (direct debit) or UBS easy, while recurring payments can be made by standing order.

The banking package offers you further benefits:

Bring a friend
We will give you CHF 25 in the form of KeyClub points for the successful referral of a new client who signs up for a Banking Package UBS Generation or Banking Package UBS Campus.

Investment fund account
Build up your assets gradually with an investment fund account and enjoy beneficial conditions

Fee for the Banking Package UBS Generation

Free of charge

Welcome gift of CHF 40 in the form of KeyClub points

Request a UBS Individual banking package

You can apply for your banking package, including accounts and cards, either online via app or in one of our branches.

Further fee information can be found in our product information sheet Banking Package UBS Generation (PDF, 689 KB).

Alternative banking packages for young people and young adults: