You'd like more than just one account or credit card? With our new banking package UBS Individual, you pay only for what you really need.
Benefits at a glance
Exclusive discount in the first 6 months
Pay only for what you really need
Withdraw cash free of charge – no matter the bank
Personal account in CHF
The personal account is the basis for your day-to-day banking. Use it for salary payments and cash withdrawals, allowing you to take care of your payment and securities transactions quickly and conveniently.
Savings account in CHF
For your savings is the savings account the perfect supplement to a personal account. You have the option to open several savings accounts.
With a personal account, domestic payments in Swiss francs are free of charge. You can use our E-Banking or Mobile Banking App, UBS Multimat, LSV+ (direct debit) or set up a standing order for recurring payments.
With our UBS V PAY card and Maestro card, you can make contactless payments in stores or withdraw cash at Bancomats at home and abroad. Free cash withdrawals in CHF in Switzerland from your personal account at all UBS Bancomats and non-UBS ATMs. The annual fee for both cards is included in the banking package.
Pay worldwide and stay flexible with our Mastercard Standard and Visa Card Classic credit cards and the Prepaid Card. The annual fee is included in the Banking Package UBS Individual. You also receive our Gold credit card for the first six months free of charge. You choose the style of credit cards you prefer: credit card as a two-card set (Visa and Mastercard), Optimus Foundation Charity Card or other special cards.
With our free UBS KeyClub bonus program, you collect points by actively using your credit and prepaid cards. You can use the bonus points like cash on a 1:1 basis. More than 30 partners – including H&M, Fust, Manor and Globus – will accept your bonus points. Or you can select your gift from the comfort of your own home in the KeyClub eStore.
Further information can be found at UBS KeyClub.
E-Banking aund mobile banking
You receive your paperless banking documents and card statements from us in E-Banking and in the Mobile Banking App or via the UBS Safe. We call this our “Standard” variant – it's easy, secure and good for the environment. But you can also choose the “Traditional” variant. We’ll then send you a hardcopy of your documents for an extra charge.
The Access app allows you to log on to e-banking or the Mobile Banking app easily and securely – with no additional tools needed. You can also confirm online credit card payments via the Access app (3D Secure) for added security.
UBS Safe is your digital safe deposit box. Your bank documents are automatically backed up here and can be viewed via e-banking or the Safe app on your smartphone. Personal documents, passwords and photos can also be stored securely in Safe.
With UBS TWINT, you can make payments simply and securely in stores or online with your smartphone, as well as send and request money to and from your friends and family.
Your smartphone becomes a UBS card with the Mobile Pay function, Apple Pay, Google Pay or Samsung Pay: Make contactless payments worldwide, easily and securely.
You can find all information on our digital products and services under UBS Digital Banking
Pillar 3a retirement savings account
The pillar 3a retirement savings account is the basis for tax-deductible retirement savings in pillar 3a. Decide yourself when and how much you pay into your Fisca account, up to the maximum amounts permitted by law. Use a standing order to make regular deposits. You also benefit from a preferential interest rate.
For even higher potential returns, look into the Fisca Custody Account – the ideal complement to your retirement savings account.
These products are optional and are invoiced separately from the package price:
- The current account is the basis for developing your larger private payment and securities transactions. Your account balance is always accessible.
- Do you often pay in euros? Then a euro personal account and/or a euro credit card is for you.
- Whether trip cancellation, hospital stay or delayed flight: our UBS Insurance Plus insurance package protects you against financial risks while on vacation.
Open a banking package online
Put together your individual banking package with many benefits easily online.
Prices and additional offers
- For individuals age 24 and above
- Package price per month* (payment possible with UBS KeyClub points)
- Exclusive discount in the first 6 months for new or existing clients without a Debit Card (V PAY/Maestro)
- From CHF 10 from CHF 10,000 in total assets or with UBS Building Financing or a UBS Mortgage; otherwise, from CHF 15 for the “Standard” variant: digital bank documents and paperless credit/prepaid card statements
- From CHF 15 from CHF 10,000 in total assets or with UBS Building Financing or a UBS Mortgage; otherwise, from CHF 20 for the “Traditional” variant: hardcopy bank documents and/or credit/prepaid card statements
Simply close your bank account and switch to UBS: We’ll help you to switch banks and will prepare everything you need.
As a UBS client, you enjoy a host of discounts on culture, leisure and entertainment.
UBS Magazine keeps you up to date with the latest news and current offers.