Pension or lump sum

Which is better for me?

How should I withdraw my pension fund savings?

Few decisions in life are irreversible, but one of them is how you choose to withdraw your retirement savings. There is no general rule. You will need to carefully weigh up the individual benefits and drawbacks, taking the following factors into account: your family situation, health, financial circumstances, mortgages and taxes, as well as the pension fund's rules and regulations. We will be happy to help you weigh up the advantages and disadvantages.

Can we help you on your journey?

  • Experienced pension specialists
  • Personal advice
  • Retirement strategies tailored to your individual needs

Our specialists are here for you – we look forward to hearing from you.

Pension or lump sum: which is better?

A pension guarantees a secure income, whereas a lump sum offers greater financial freedom. Weigh up the pros and cons early on.

Three steps to your worry-free retirement

The goal of our retirement advice is to ensure that you can enjoy a worry-free retirement. Our pension specialists examine your situation and help you to plan your retirement strategy and implement a concrete plan of action.

Understanding your requirements

Our first meeting is about listening carefully to you. We want to understand your personal and financial goals for the future.

Analyzing your financial situation

Next we analyze how your income, assets and tax situation will change over time and how this will impact your goals.

Drawing up a retirement strategy

Based on this knowledge, we sit down together and draw up a tailored retirement strategy and a concrete plan of action.

Individuelles Anlagekonzept

Individual investment concept

Our investment concept Wealth Way links your current situation with your short- and long-term life goals.

Well-informed about pensions and lump-sum payments

Read more about lump sum withdrawal when you retire.

Because a personal conversation is worth a lot

What can we do for you? We’re happy to address your concerns directly. You can contact us in the following ways: