Save on taxes

Optimize your retirement savings

Save right for your retirement and save on taxes

With the right planning, you can save on taxes both when paying into your pension fund and when withdrawing from it.

Can we help you on your journey?

  • Experienced pension specialists
  • Personal advice
  • Retirement strategies tailored to your individual needs

Our specialists are here for you – we look forward to hearing from you.

How can I save on taxes with my pension?

A pension fund purchase is a good way to save on taxes. The timing and amount are paramount here.

Start saving for your retirement with just one click

Already a UBS client?

Open your 3a retirement savings account directly in E-Banking.
“Products > Pension planning.”

Would you rather use a smartphone?

You can find our pension products in the Mobile Banking App under "Settings > Products > Products & services > Pension planning.”

New to UBS?

Save time at a branch – make an appointment to open an account.

Three steps to your worry-free retirement

The goal of our retirement advice is to ensure that you can enjoy a worry-free retirement. Our pension specialists examine your situation and help you to plan your retirement strategy and implement a concrete plan of action.

Understanding your requirements

Our first meeting is about listening carefully to you. We want to understand your personal and financial goals for the future.

Analyzing your financial situation

Next we analyze how your income, assets and tax situation will change over time and how this will impact your goals.

Drawing up a retirement strategy

Based on this knowledge, we sit down together and draw up a tailored retirement strategy and a concrete plan of action.

Taxation of your retirement capital

How much tax is due when your pillar 3a savings are paid out?

Because a personal conversation is worth a lot

What can we do for you? We’re happy to address your concerns directly. You can contact us in the following ways: