Accounts: for all your day-to-day banking needs

Personal accounts for adults

Whether you use it for your salary or your pension income, your personal account is the quick and convenient way to take care of your day-to-day banking.

Available in CHF and EUR
Account maintenance from just CHF 3 per month
Free cash withdrawals available at UBS Bancomats

Discover our personal accounts

UBS key4 banking Open an account digitally with UBS key4 banking

With UBS key4 banking, you can handle your banking transactions easily and entirely digitally via smartphone, tablet or computer. Open your account now including cards – available from CHF 0.

To UBS key4 banking

Cross-border commuter account

Your Swiss bank at your fingertips: for your daily banking with an account, cards, Digital Banking and TWINT

Ideal for people who work in Switzerland and live abroad
Everything for your daily banking, tailored to your personal needs
Attractive exchange rates with UBS key4 FX
Keep an eye on your finances at all times with the UBS Mobile App

To the cross-border commuter account

Current account for private clients

The current account is the basis for processing your larger private payment and securities transactions. You can access your account balance at any time.

To the current account for private clients