Banking Package UBS Family at a glance
Free of charge for the first year
For new clients or existing clients without a V PAY card or Maestro card
At an all-inclusive price
Accounts, cards and banking services in an affordable package
Visa card and Mastercard credit cards, as well as V PAY or Maestro cards
- A low flat fee from the second year
- Gold Credit Card at no additional charge for new clients in the first year
- Free Swiss franc payment transactions in Switzerland from your personal account
- Free cash withdrawals in CHF from your personal account using your debit card at all Swiss ATMs
- E-banking, mobile banking, digital safe and UBS TWINT included
- UBS KeyClub bonus program
Open an account with an appointment
Save time at your branch: make an appointment to open your account.
Open an account without an appointment
If you would like to open a banking package in person, visit us at a branch near you.
Services and conditions
The personal account is the basis for your family's regular payment transactions – for example, as a joint account for shopping and monthly expenses. You can use it as a salary account, for pension payments as well as for cash withdrawals. If you opt for a UBS Family Banking Package, you can select the number of V PAY or Maestro cards you require. You can also determine the number of accounts within the banking package. This allows you to take care of your payment and securities transactions quickly and conveniently.
The savings account allows you to enjoy a higher rate of interest. For your savings, this is the perfect supplement to a personal account. You have the option to open several savings accounts. Thanks to our interest rate, you can move closer to achieving your joint goals.
With the UBS V PAY Card or Maestro Card, you can make cashless payments in Switzerland and abroad as well as cash withdrawals at ATMs. The V PAY Card is accepted within Europe; the Maestro Card is accepted worldwide. Cash withdrawals in Swiss francs at all UBS Bancomats and non-UBS ATMs in Switzerland from the Personal Account are free of charge.
The Mastercard Standard and Visa Card Classic credit cards and the Mastercard Prepaid allow you to remain flexible and make payments worldwide. The respective annual fees are included in the UBS Family banking package. During the first year, you also receive the Gold Credit Card at special conditions. You can choose the type of credit cards in accordance with your needs:
Alternatively, or in addition to your other cards, you receive a prepaid card.
The Fisca account is the basis for tax-privileged retirement savings as part of pillar 3a. You determine yourself when and how much you pay into your UBS Fisca account each year – taking account of the statutory maximum amounts. For regular contributions, you can use a standing order. You also benefit from a preferential rate of interest.
E-Banking and Mobile Banking let you do your banking quickly and conveniently at home, in the office or while traveling. This allows you to maintain an overview of your assets at all times and make payments. On request, we will send you notifications of your account or credit card transactions via SMS or e-mail. The personal financial assistant supports you in analyzing your expenditure and planning your budget and helps you in achieving your savings targets. Thanks to the Mobile Banking app, you can keep up to date on your finances and spending even when youʼre on the move. Store your important documents and passwords securely in UBS Safe – the digital safe deposit box. You can find all information on e-banking, mobile banking and the digital safe in Online Services.
With our free UBS KeyClub bonus program, you collect points through the regular use of your accounts and cards. You can use the bonus points like cash on a 1:1 basis. More than 30 partners – including Fleurop, Kuoni, Manor, Pfister, Intersport, IKEA and Mövenpick – will accept your bonus points. Or you can select your gift from the comfort of your own home in the KeyClub eStore.
Further information can be found at UBS KeyClub.
With the personal account in CHF domestic payments made in Swiss francs are free of charge. To make domestic payments, you can use our e-banking or mobile banking services, a UBS Multimat, LSV+ (direct debit) or UBS easy, while recurring payments can be made by standing order.
The banking package for families and couples offers you further benefits:
For your children
Up to the age of 18
- UBS savings account for young people
- UBS investment fund account at preferential conditions
As a UBS client, you enjoy a host of discounts on culture, leisure and entertainment.
Stay up to date with the latest news and current offers
Fees for the UBS Family banking package
- Free of charge during first year
for new clients or existing UBS clients without a V PAY Card or Maestro Card
- CHF 15 per month
with family assets exceeding CHF 10,000 or building finance / a mortgage from UBS
- CHF 30 per month
regular package fee
- CHF 25 per month
if you change to using e-documents
- Half the package price in the first year
if one partner is a new client of UBS or, in the case of existing UBS clients, if only one partner has a UBS V PAY Card or Maestro Card