Here's how
Download the UBS Mobile Banking app
Open UBS key4 banking until August 25 and receive CHF 50 as a welcome gift in the form of KeyClub points.
Verify your identity
Grab your ID card or passport, and we’ll verify your identity by video call or selfie.
Grab your ID card or passport, and we’ll verify your identity by video call or selfie.
Automatically take part in the competition
With a little luck, you could win a Night GA Travelcard. You can use it to travel in 2nd class as often as you like between 7pm and 5am on the SBB network plus numerous private transport companies.
Scan the QR code to download the app

Legal Note and Privacy
This information is issued by UBS Switzerland AG (“UBS,” “We”).
LEGAL NOTE
The data transmitted with this form via the internet to UBS is encrypted. However, there is still the possibility that unauthorized third parties may be able to gain access to the data transmitted via this form, especially through malware on a computer. By using this form to transmit confidential data (e.g., an account number) you accept the risk of disclosing the banking relationship and banking client information to third parties, and release UBS from any liability for losses from the use of this form, as permitted by law.
By providing your telephone number and/or e-mail address above you expressly approve UBS contacting you via telephone and/or via unsecured e-mail. By providing your email address, you agree that we send you marketing communication from UBS in regular intervals (such as newsletters). Please note that you can revoke your consent at any time by unsubscribing from UBS e-mails, by contacting your UBS client advisor or by raising a data subject request.
Please be aware that the use of e-mail can involve substantial risks such as lack of confidentiality, potential manipulation of contents or sender’s address, wrong recipient, viruses etc. UBS assumes no responsibility for any loss or damage resulting from the use of e-mails. UBS recommends that you do not send any sensitive information via e-mail, that you do not include details of the previous message in any reply, and that you enter e-mail addresses manually every time you write an e-mail. UBS never requests the disclosure of personal means of access (e.g., username, contract number, passwords, or security codes) via e-mail or telephone. If you receive such a request, it could be a phishing attempt, which you can report via www.ubs.com/phishing.
UBS does not accept any transaction orders for your UBS customer relation submitted via this form, including but not limited to account openings, payment or stock market transaction orders, revocation of orders or authorizations, blocking of credit cards, changes of address. Please contact the appropriate branch or your client advisor for such transactions.
You can find the terms of participation for the raffle in our legal note for marketing activities, accessible via link below. In addition to the terms mentioned therein the following applies: The competition lasts from August 5 (0:00 CET) until August 25, midnight central European time (closing date). We raffle 25 SBB Night GA Travelcard vouchers each worth CHF 99 to all persons between 16 and 25 years, resident in Switzerland, who open UBS key4 banking for the first time or enter the contest via this website.
The winner will be drawn at random after the closing date for registration and will be notified directly by UBS. Multiple participations are excluded. If a winner cannot be contacted within a reasonable period of up to four weeks, their claim to the prize lapses and UBS may draw a new winner. The prize cannot be exchanged or paid out in cash. There is no entitlement to have the prize issued in another name. The contest shall be governed exclusively by Swiss substantive law. Recourse to the courts is not permitted. No correspondence will take place in connection with the prize draw. Any taxes, fees or duties incurred in relation to the prize shall be borne by the winners.
Please note that in the case of minors the legal representative accepts the terms and conditions of participation.
PRIVACY DISCLAIMER
We collect and process the information you enter in above fields ("Personal Data") for the purpose of engaging in prospecting and business development and/or protecting and enhancing the UBS brand (the "Purpose"). Your Personal Data may be shared with and processed by UBS Group companies, third parties or service providers globally to carry out the purpose. If data is transferred abroad, it may no longer be protected by your local laws (e.g., banking secrecy or data protection laws may not necessarily provide an equivalent or comparable level of protection, when compared to the laws that apply to your relationship with UBS) and may fall under foreign regulations that allow the data to be passed to relevant local authorities or other third parties.
By participating in the raffle, you (in the case of minors, the legal representative) agree that all personal data provided may also be used, in addition to the above-mentioned purpose, for UBS’s own marketing purposes, especially for product advertising and newsletters. Thereby, we may collect details of your interaction with e-mails that we send to you for client relationship management and/or business development purposes (such as whether you open e-mails and what content you are interested in), to evaluate whether and how we may offer products, services and events that may be of interest to you. You can revoke your consent at any time by unsubscribing from UBS e-mails, by contacting your UBS client advisor or by raising a data subject request.
For more information about how we process your data, your rights in respect of your data and the contact details of our Group Data Protection Office please read our Privacy Disclaimer for marketing activities and our Privacy Statement, accessible via links below.
Your benefits with UBS key4 banking
Attractive exchange rates worldwide
Travel around the world and pay with top exchange rates wherever you go.
No processing fees
Pay without a processing surcharge and at favorable conditions abroad and online.
Intelligent and innovative insights
Make better financial decisions with our personalized analyses, tips, and quizzes.
Choose the right package for you
Pure

For those who like to keep things simple
Personal and savings account
Prepaid and debit card
Limit: add up to CHF 10,000 per month
Free account
for young people under 26 years of age, students under 30 years of age
Pro

For everyday benefits and when traveling
Personal and savings account
Standard credit card and debit card
Limit: CHF 5,000 per month
Travel and aviation accident insurance
Free account
for young people under 26 years of age, students under 30 years of age
FAQ
UBS key4 is the new digital product line from UBS. The associated products are integrated into the existing UBS Mobile Banking App.
The basic digital offering is called UBS key4 banking and includes a personal account, a sustainable savings account, a UBS key4 credit or prepaid card with attractive exchange rates, a debit card, mobile payment solutions (Apple Pay, Google Pay, Samsung Pay and others), UBS TWINT and the bonus program UBS KeyClub. UBS key4 banking is free of charge for young people (up to 26) and students (up to 30).
And that’s just for starters: our digital offering is growing and more products will be available soon. More info
Download the app, set it up in just a few minutes – and you’re done!
Download the app, set it up in just a few minutes – and you’re done!
- Download the app
- Select the appropriate UBS key4 banking
- Confirm your identity by video call or selfie (have your ID or passport to hand)
- Sign the contracts in the app
- Set up your login via the Access App
- Add credit to your prepaid card and you’re good to go
Here’s how we verify your identity
Depending on the kind of identification document you have, the identity verification will be carried out either during our opening hours by video call or at any time by providing a selfie.
With a biometric passport – by providing a selfie
- Scan your passport.
- Your personal details will be read automatically.
- Take a selfie and we will compare this with your identification document.
With an ID or passport – by video call
- Start the video call from within the app.
- Make sure you have your passport or ID* to hand.
- We will verify your identity during the call.
*In addition to a passport or ID, foreign nationals need a residence permit B, C, Ci or L
- Yes, with a biometric passport you can open the account at any time since you can have your identity verified independently by providing a selfie.
- With a passport or ID, we will be happy to verify your identity at the following times by video call: Monday to Friday: 8 a.m. to 10 p.m., Saturday: 9 a.m. to 5 p.m. Opening hours differ on public holidays.
- Minimum age: 12
- Resident in Switzerland
- Passport or ID card* from one of the following countries
- For students: Valid student ID
- For foreigners: residence permit B, C, Ci or L
- Smartphone with camera and iOS version 13 or higher or Android version 10 or higher
- Smartphone with the usage restrictions as provided by the manufacturer (no rooting or jailbreak, find out more here)
- A stable internet connection
*All documents must be final. This means, for example, that we do not accept any outstanding applications for a foreigner's identity card.
- We use the Mastercard® exchange rate plus 0.5% for payments with UBS key4 prepaid and credit cards. There is no additional processing surcharge when using the card to make payments in Swiss francs abroad or in foreign online shops.
- You can easily calculate the precise exchange rate with the Mastercard currency converter.

