we.trade

The digital way to trade in Europe

On the digital we.trade platform, you can easily manage the entire trade process from creating trade orders to delivery. With just a few clicks, you can also apply for a financial guarantee or prefinancing from UBS.

we.trade at a glance

Transparent

The status of all trading transactions can be viewed online

Secure

Guaranteed payment when conditions are met

Efficient

Facilitated settlement of trading transactions via a common platform

  • Automated monitoring of contract conditions and triggering of payments
  • E-mail notification of status changes
  • Simple application for and issuance of a payment guarantee
  • Greater flexibility thanks to the financing option

How we.trade works

  1. Buyers and sellers work together on the we.trade platform.
  2. The details of the trading transaction, conditions and terms of payment are entered, confirmed and saved by both parties.
  3. Payment is executed automatically as soon as the specified conditions are met and sufficient liquidity is available.
  4. Buyers or sellers can optionally apply for a guarantee (BPU) or financing (BPU Financing) via the platform.

Buyers can optionally instruct their bank to provide a payment guarantee to the seller. The bank agrees to transfer a predetermined amount to the seller as soon as the agreed conditions have been met. A BPU constitutes an irrevocable and absolute obligation on the buyer's bank.

Sellers can request financing from their bank and then assign the BPU to the bank. In order for the financing to be paid out, the agreed conditions must be fulfilled.

we.trade explained in brief

For whom and when is we.trade suitable?

we.trade is the optimal solution for you if you want to check the status of your transactions online at any time. In addition, you can protect yourself against payment defaults within Europe and apply for financing to improve your cash flow with just a few clicks.

Alternatives to we.trade

  • For global payment processing
  • For trading transactions that do not require a guarantee (e.g. with trusted trading partners)
  • For carrying out and guaranteeing global trading transactions
  • For trading transactions that require a comprehensive financial guarantee (e.g. with unknown trading partners or insecure countries)
  • Payment is only triggered after detailed examination of physical documents by the bank

Which banks support we.trade?

In order for you to be able to carry out your trading transactions via we.trade, your business partner must also have access to the platform – via either UBS or another participating bank.

Country

Country

we.trade banks*

we.trade banks*

Country

Austria

we.trade banks*

Erste Bank

Country

Belgium

we.trade banks*

KBC

Country

Denmark

we.trade banks*

Nordea

Country

France

we.trade banks*

Natixis, Société Générale

Country

Germany

we.trade banks*

Deutsche Bank, UniCredit

Country

Greece

we.trade banks*

Eurobank

Country

Italy

we.trade banks*

UniCredit

Country

Netherlands

we.trade banks*

Rabobank

Country

Norway

we.trade banks*

Nordea

Country

Spain

we.trade banks*

Caixa Bank, Santander

Country

Sweden

we.trade banks*

Nordea

Country

Switzerland

we.trade banks*

UBS

Country

UK

we.trade banks*

HSBC

Are you interested in we.trade?

We would be pleased to show you the platform and explain the advantages in detail.