Personal account – for a solid basis.

The UBS personal account is your basic account for all your banking services. You can use it for your salary or pension income. It allows you to take care of your daily transactions quickly and easily.

The personal account at a glance

  • Cost-effective account maintenance with total assets of at least CHF 10,000 at UBS, or with building financing or a mortgage from UBS
  • Switch to e-documents and save CHF 2 per month on your account maintenance fee
  • Free withdrawals in CHF and EUR at ATMs in Switzerland
  • Includes e-banking and mobile banking
  • Maestro Card for worldwide access to your account (separate annual fee)
  • Other price advantages if you open your personal account in a bank package


By telephone from Monday to Friday, 8 a.m. to 6 p.m.

0800 002 987


Our banking packages: the low-cost method 

Why open accounts individually when a package offers these and much more? Our practical banking packages include accounts as well as various cards, E-Banking and our UBS KeyClub bonus program.

For young people

For students

For those starting out on their careers

For individuals

For families and couples


All this is included in a personal account

  Personal account CHF Personal account 60plus Personal account EUR

For persons 20 to 60 years old


If you are a young person at least 12 years old, you will receive the Generation youth package or the Campus youth package free of charge.

For persons age 60 and above For persons at least 12 years old
Currency CHF  CHF  EUR
Interest rates / interest payment limits Current interest rates on personal accounts are available here
Account maintenance fees (per account)
  • CHF 5* per month, with total assets of at least CHF 10 000 or with a building financing/mortgage at UBS
  • CHF 7* per month, under CHF 10 000 total assets and without building financing/mortgage at UBS 
  • For bank packages, account maintenance is included in the flat fee

* Switch to e-documents and  save CHF 2 per month on your account maintenance fee


Apply for a personal account online 

As an existing UBS, client you can apply for a personal account directly in E-Banking. If you are a new client, simply request an advisory consultation. If you have any questions please contact us. Contact us.