Private account Solid basis for your banking transactions

The UBS personal account is your basic account for all your banking services. You can use it for your salary or pension income. It allows you to take care of your daily transactions quickly and easily.

The personal account at a glance

  • Cost-effective account maintenance with total assets of at least CHF 10,000 at UBS, or with building financing or a mortgage from UBS
  • Switch to e-documents and save CHF 2 per month on your account maintenance fee
  • Free withdrawals in CHF and EUR at ATMs in Switzerland
  • Includes e-banking and mobile banking
  • Maestro Card for worldwide access to your account (separate annual fee)
  • Other price advantages if you open your personal account in a bank package


Your accounts and cards cost less in a banking package

With a banking package, you get accounts, cards and extras for an attractive flat fee. You also benefit from our UBS KeyClub bonus program.

Are you already a UBS customer?

Apply for an account directly in e-banking.

Are you a new customer?

Opening a banking package, including accounts, is easy with the app.

You can also visit us at a branch to open an account. Schedule an appointment now.


All this is included in a personal account


Personal account CHF

Personal account EUR


For persons age 20 and above

As a young person aged 12 or above you'll get the Generation banking package, and as a student aged 18 or above you'll get the Campus banking package - both free of charge.

For persons at least 12 years old




Interest rates / interest payment limits / Deposit Charge

Current interest rates on personal accounts are available here

Account maintenance fees (per account)

  • CHF 5* per month, with total assets of at least CHF 10 000 or with a building financing/mortgage at UBS
  • CHF 7* per month, under CHF 10 000 total assets and without building financing/mortgage at UBS 
  • For bank packages, account maintenance is included in the flat fee


Apply for a personal account online 

As an existing UBS, client you can apply for a personal account directly in E-Banking. If you are a new client, simply request an advisory consultation. If you have any questions please contact us. Contact us.