Personal account – for a solid basis.

The UBS personal account is your basic account for all your banking services. You can use it for your salary or pension income. It allows you to take care of your daily transactions quickly and easily.

The personal account at a glance

  • Account maintenance free of charge with total assets of CHF 10,000 or more or with building financing or a mortgage at UBS
  • Free withdrawals in CHF and EUR at ATMs in Switzerland
  • Includes e-banking and mobile banking
  • Maestro Card for worldwide access to your account (separate annual fee)
  • Other price advantages if you open your personal account in a bank package


By telephone from Monday to Friday, 8 a.m. to 6 p.m.

0800 002 987*

Arrange a call-back

Arranging a consultation


Our banking packages: the low-cost method 

Why open accounts individually when a package offers these and much more? Our practical banking packages include accounts as well as various cards, E-Banking and our UBS KeyClub bonus program.

For young people

For students

For those starting out on their careers

For individuals

For families and couples


All this is included in a personal account

  Personal account CHF Personal account 60plus Personal account EUR

For persons 20 to 60 years old


If you are a young person at least 12 years old, you will receive the Generation youth package or the Campus youth package free of charge.

For persons age 60 and above For persons at least 12 years old
Currency CHF  CHF  EUR
Interest rates / interest payment limits Current interest rates on personal accounts are available here
Account maintenance fees
  • Free of charge with CHF 10,000 in total assets or building financing or a mortgage from UBS
  • CHF 7 per month, regular account maintenance fee
  • CHF 2 per month if you change to using e-documents
  • For bank packages, account maintenance is included in the flat fee


Apply for a personal account online 

As an existing UBS, client you can apply for a personal account directly in E-Banking. If you are a new client, simply request an advisory consultation. If you have any questions please contact us. Contact us.



With the UBS Maestro Card, you can make cashless payments worldwide and withdraw money from ATMs. The Maestro Card is the perfect addition to a personal account.



* Toll-free number. Exceptions: some telecommunication providers may charge if calls are made from a mobile phone, a telephone booth, or from abroad.