Personal account The solid basis for your banking transactions

Whether you use it for your salary or your pension income, your personal account is the quick and convenient way to take care of your day-to-day banking.

The personal account at a glance

Account maintenance

Account maintenance
From just CHF 5 per month

Cash withdrawals

Cash withdrawals
Free at UBS Bancomats



  • Bank account for outgoing and incoming payments, such as your salary or pension
  • Low-cost account management incl. e-banking / Mobile Banking 
  • Maestro / V PAY card available on request (for an extra charge)
  • When opened as part of a banking package: other reduced fees, plus the UBS KeyClub bonus program

Your accounts and cards cost less in a banking package

With a banking package, you get accounts, cards and extras for an attractive flat fee. You also benefit from our UBS KeyClub bonus program.

Don’t have a UBS account?

Open your banking package, including accounts and cards, conveniently via app.

Already have a UBS account?

Open your account directly in e-banking at "Offers > Accounts."

Would you like to open a banking package spontaneously in person or don't have e-banking? Visit us at a branch near you.

All this is included in a personal account


Personal account CHF

Personal account EUR


For persons age 20 and above

As a young person aged 12 or above you'll get the Generation banking package, and as a student aged 18 or above you'll get the Campus banking package - both free of charge.

For persons at least 12 years old




Interest rates / interest payment limits / Deposit Charge

Current interest rates on personal accounts are available here

Account maintenance fees (per account)

  • CHF 5* per month, with total assets of at least CHF 10 000 or with a building financing/mortgage at UBS
  • CHF 7* per month, under CHF 10 000 total assets and without building financing/mortgage at UBS 
  • For banking packages, account maintenance is included in the flat fee

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