Private account Solid basis for your banking transactions

The UBS personal account is your basic account for all your banking services. You can use it for your salary or pension income. It allows you to take care of your daily transactions quickly and easily.

The personal account at a glance

  • Cost-effective account maintenance with total assets of at least CHF 10,000 at UBS, or with building financing or a mortgage from UBS
  • Switch to e-documents and save CHF 2 per month on your account maintenance fee
  • Free withdrawals in CHF and EUR at ATMs in Switzerland
  • Includes e-banking and mobile banking
  • Maestro Card for worldwide access to your account (separate annual fee)
  • Other price advantages if you open your personal account in a bank package


Our banking packages: the low-cost method 

Why open accounts individually when a package offers these and much more? Our practical banking packages include accounts as well as various cards, E-Banking and our UBS KeyClub bonus program.

For young people

For students

For those starting out on their careers

For individuals

For families and couples


All this is included in a personal account


Personal account CHF

Personal account 60plus

Personal account EUR


For persons 20 to 60 years old
If you are a young person at least 12 years old, you will receive the Generation youth package or the Campus youth package free of charge.

For persons age 60 and above

For persons at least 12 years old





Interest rates / interest payment limits

Current interest rates on personal accounts are available here

Account maintenance fees (per account)

  • CHF 5* per month, with total assets of at least CHF 10 000 or with a building financing/mortgage at UBS
  • CHF 7* per month, under CHF 10 000 total assets and without building financing/mortgage at UBS 
  • For bank packages, account maintenance is included in the flat fee


Apply for a personal account online 

As an existing UBS, client you can apply for a personal account directly in E-Banking. If you are a new client, simply request an advisory consultation. If you have any questions please contact us. Contact us.