Mortgages

Found your dream home? Let our experts find the right mortgage for you.

Realize your dream of owning a home with UBS

Find a home

By your side – wherever you are in Switzerland

As one of Switzerland’s largest mortgage providers, we’re here to help you. With branches in all regions of Switzerland, we know the local market and are ready to support you right from the start.

Calculate budget

What can I afford?

Buying a home means finding the right balance between dream and affordability. Use our calculators to get an idea of your ideal price range – and if you have any questions, we’re always here to assist you in person.

Make an offer

Submit your personal offer

Have you found your dream home? Now is the time to make a bid. Contact us and we can help you prepare it. You can expect confirmation of financing within 48 hours.*

Choose a mortgage

The right mortgage for me

SARON, fixed or combined? To find the right mortgage mix, you should first get to know and understand the range of different available products. Get an overview here and ask your advisor to help you define your personal mortgage mix.

Home renovation

You want to renovate your home?

We’re here to help you develop and implement your restoration or renovation project. Use our renovation calculator by entering a few details to calculate the estimated CO2 emissions and energy requirements of your property. Find out which renovations will make your home even more energy efficient and benefit from attractive offer for mortgages.

Special offer on mortgages

  • Interest rate reduction of 0.30% on your first home with UBS
  • Protect yourself early against rising interest rates and fix your fixed-rate mortgage up to one year in advance
  • Free real estate appraisal included

Get expert advice on your personal situation

Our advisers look forward to hearing from you.

  • Personalized advice
  • Fast turnaround times for financial confirmations
  • You decide on how you would like to receive expert advice - whether by video call from home or in one of our branches

Find your ideal mortgage solution

What can I really afford?

The mortgage calculator is a quick and easy way to see what you can afford.  

How can I best protect my family?

  • With Zurich Immo-Protect, you can insure against the financial risks of death or incapacity to work.
  • You decide what risk you want to insure against and choose the amount of the lump-sum payment.
  • Our experts explain what really matters when it comes to protecting your family and partner.

Which mortgage strategy is right for me?

Find out by answering a few questions which mortgage strategy is best for you.

The choice of one mortgage strategy over another is determined by your personal situation, preference, and factors like down payment, monthly income, and regular expenses. 

FAQ

You have questions, we have answers

Interest rate forecast

Keep up to date with all the latest insights on interest rates.

  • Curated monthly by mortgage experts
  • Free, unsubscribe at any time

Further guidance on mortgages

We're here for you when you need us

Make an appointment for a non-binding consultation or call us directly if you have questions.