Register for the UBS KeyClub

General provisions

UBS KeyClub (hereinafter KeyClub) is only open to clients of UBS Switzerland AG (hereinafter UBS) residing in Switzerland, Germany, France, Italy, Austria and Liechtenstein. Retained mail clients cannot participate in KeyClub. Participation in KeyClub is entirely voluntary. Registration is the responsibility of the client. UBS may reject a registration without stating reasons. UBS may at any time and without prior notice change the terms of participation, the calculation system, the eligible products/services, the choice of reward partners and their benefits and may discontinue KeyClub.

Collecting points

The applicable rules for collecting points are published online (ubs.com/keyclub). Special rules for collecting points may be defined for holders of basic packages. These special rules do not apply if the basic package is cancelled. If a basic package is converted into a UBS personal account or UBS savings account, the standard points system is automatically applied without prior notice.

Points

The accumulated points will be paid out upon reaching the minimum number of points. The minimum number of points required for distribution is published online (ubs.com/keyclub). The points will be sent to the participants at regular intervals together with the points statement. UBS reserves the right to withhold the statement in the event of special mailing instructions. Complaints regarding the points statement must be received by UBS within 30 days of receipt of the statement. The points will expire on the stated expiration date and cannot be exchanged for new KeyClub points. They can only be redeemed for the applicable premiums (as stated in current KeyClub publications and on the Key- Club homepage). The client is not entitled to the payment or exchange of the points in cash. Residual points will be carried forward or will expire upon withdrawal/exclusion from KeyClub.

Redeeming points

Points can be redeemed electronically for services and products of UBS and external reward partners in the UBS KeyClub eStore. Special rules and restrictions may apply to the use of these services and products. Please refer to the UBS KeyClub eStore terms and conditions for using the UBS KeyClub eStore and redeeming ePoints in the UBS KeyClub eStore. The offers are in some cases limited and may be changed at any time. With regard to the premiums purchased, the respective premium providers are the exclusive contractual partners of the participants. The reward partners may infer that a banking relationship exists with UBS. The applicable redemption options are available online (ubs.com/keyclub) and in current KeyClub publications. UBS rejects all liability for the products/services purchased with the points. Points are transferable.

Data privacy and bank-client confidentiality:

To calculate your points, we process your portfolio data (e.g. information on your assets, mortgages, securities accounts) and transaction data (e.g. information on your transactions and card payments).

Detailed information on how UBS processes personal data can be found in UBS’s privacy policy. UBS publishes the privacy policy and any changes thereto on its website https://www.ubs.com/data-privacy-notice-switzerland. The reward partners process personal data on their own responsibility and in accordance with their own privacy policies.

Upon activating KeyClub in UBS Digital Banking and using the KeyClub eStore, the user’s KeyClub information (e.g. name, address, KeyClub participant number, number of redeemable points) is automatically transmitted to the KeyClub eStore. The use of these services involves certain risks, in particular: 1) Disclosure of the banking relationship and client in-formation to third parties, due to which banking secrecy can no longer be ensured; 2) manipulation or falsification of information (e.g. deliberate misrepresentation of information).

The client releases UBS to this extent from its duty of confidentiality and data protection and waives bank client confidentiality.

Further provisions

Participants may inform UBS in writing at any time that they no longer wish to participate in KeyClub. UBS may also exclude a participant from KeyClub and from receiving further points without stating reasons. In the event of (suspected) abuse, UBS may also pay the participant no or fewer points. If KeyClub is dis-continued, UBS will decide on the procedure with regard to the points already accumulated or distributed at that time.

By providing their UBS credit card numbers upon registering for Key Club, participants authorize UBS to obtain the detailed client and sales data on their UBS credit cards and to store this information and any other data required to calculate their points electronically. The participant acknowledges and agrees that the information provided by the participant upon registering for KeyClub may be used by UBS and its affiliates to provide the participant with individual advice, tailor-made offers and information about UBS products and services, as well as for market research, marketing and risk management purposes. You may object to the use of your personal data for marketing purposes at any time. In all other respects the General Terms and Conditions of UBS apply.