Your benefits with the UBS Investment Plan

Invest monthly and benefit from an attractive interest rate, lower fees and higher potential returns in the long term.

Attractive interest rates

0.5% interest bonus on your savings account and exclusive promotions on UBS investment solutions.

Higher potential returns

You benefit from developments on the financial market.

Invest responsibly

For example, invest in funds that meet sustainability criteria.

UBS Investment Plan at a glance

  • Suitable for your account savings.
  • You invest in UBS investment solutions and choose between investment funds or asset management mandates.
  • This offers higher potential returns in the long term.
  • By investing the amount in stages, the risk of investing at an unfavorable moment is reduced.
  • You benefit from attractive interest rates until your savings are invested.

Investment plans compared

Choose from four investment plans and invest either your savings or your pension assets.

Invest your savings

Invest your money in funds or delegate your portfolio management with an asset management mandate.

  • UBS Investment Plan

    Fund account

    0.5% interest bonus

    • Minimum deposit: CHF 10'000
    • Waiver of the administration fee on the UBS Investment Fund Account / Custody Account for 5 years.1
    • The amount deposited in the UBS Savings Account is invested for a period of 3, 6, 9, 12 or 24 months.
    • UBS Savings Account interest rate (ubs.com/interest) plus 0,5% interest bonus p.a. on the amount deposited in the UBS Investment Plan but not yet invested.

  • UBS Investment Plan

    Mandate

    0.5% interest bonus

    • Minimum deposit: CHF / EUR 100'000
    • 20% discount on the flat fee for 5 years2
    • Following the initial investment of at least CHF / EUR 25'000, the amount deposited on the UBS Savings Account is invested over a period of 3, 6, 9, 12 or 24 months.
    • UBS Savings Account interest rate (ubs.com/interest) plus 0,5% interest bonus p.a. on the amount deposited in the UBS Investment Plan but not yet invested.
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Invest your pension savings

Invest your pension assets or vested benefits and benefit from higher potential returns in the long term.

  • Fisca 3a

    UBS Investment Plan

    Invest your pillar 3a assets and benefit from higher potential returns in the long term.

    • Minimum deposit: CHF 6,000 pension assets
    • Choice of funds: Sustainable UBS Vitainvest Investment Funds
    • Period: Monthly investment over a period of 3, 6, 9, 12 or 24 months
    • Interest rate: Interest rate of the UBS Fisca Account Pillar 3a (ubs.com/interest)
    • Benefit: Fund units are transferred to a UBS Custody Account free of charge when you reach retirement age

  • Vested Benefits Account

    UBS Investment Plan

    Regularly invest a fixed amount of your vested benefits.

    • Minimum deposit: None
    • Choice of funds: Sustainable UBS Vitainvest Investment Funds
    • Period: Monthly, quarterly or half-yearly investment over a time period defined by you
    • Interest rate: Interest rate of the UBS Vested Benefits Account (ubs.com/interest)
    • Benefit: Fund units are transferred to a UBS Custody Account free of charge when you reach retirement age
    More about pillar 2 at UBS
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1 Eligible UBS employees/retired employees and their partners with PFA preferential conditions generally benefit from a waiver of the UBS Investment Fund Account administration fee. If the PFA preferential conditions cease to apply, this price waiver applies for five years after the conclusion of the UBS Investment Plan “Fund Account”.

2 Eligible UBS employees/retired employees and their partners with PFA preferential conditions generally benefit from a 50% reduction on the flat fee. If the PFA preferential conditions cease to apply, a 20% reduction applies for five years after the conclusion of the UBS Investment Plan “Mandate”.

Interested in investing and saving smartly?

Then set up a UBS Investment Plan and benefit from attractive conditions.

Contact us

PFA Services or your customer advisor will be happy to support and advise you.