QR-bill for companies
The new QR-bill for a digital future
Since 30 June, the QR-bill has been making it easier for you to pay and issue invoices. Following a transition phase of several years, red and orange payment slips will be permanently replaced by 30 September 2022.
The QR-bill at a glance
Simple
Create, print out and send bills online or using software
Practical
The QR code contains all the relevant data and can be scanned and read no matter where you are
Flexible
Can be used via analog and digital channels – for creating and paying bills
Benefits for billers
- Simplified issuing, including across Europe and in euros, thanks to the IBAN format
- Efficient management of outstanding receivables thanks to the new electronic account reports
Benefits for bill payers
- Fast payments – all of the payment information can be scanned and confirmed through the QR code
- Error-free – reference numbers and billers no longer have to be entered manually
QR-bill – short guide
Essential information about the QR-bill and how to use it successfully – for both billers and payers.
How do I switch to QR-billing?
- The first six digits of the QR reference must be filled in with the existing BESR-ID as identification number. This prevents potential rejections and posting errors at the recipient bank (in case a QR-bill is mistakenly paid as an orange payment slip).
- For printing, use white perforated paper
- To make your transition to QR-bill as smooth as possible, we invite you to use our free test form before sending your first QR-bill. Please send examples of your QR-bills to the following address:
UBS Switzerland AG
Client Lifecycle Services
E-Contracts
P.O. Box
CH-8098 Zurich
QR-Portal - referral solution with Unifits
In cooperation with UBS, the software company Unifits has developed a solution that allows you to generate your QR-bills yourself. In the Unifits QR-Portal under the link below, you can create payment parts, download and print your own QR-bills online and print them at home or forward them to your preferred print shop.
Please note the following before you click on the links below: UBS has no control over the content or websites of third parties, assumes no responsibility or guarantee for such content or websites, and makes no representations in this regard. This includes, among other things, the accuracy, content, functionalities, quality or timeliness of these websites. UBS is not liable for the content or websites of third parties or for websites that link to the UBS website or display them in frames. Any use of the contents of this website is the responsibility of the user and is at the user's own risk.
If you have any further questions about the self-service offer in the Unifits QR-Portal, please contact your client advisor. Please note, however, that for reasons related to Swiss bank-client confidentiality your client advisor may only provide you with limited assistance in creating QR-bills. The client advisor is not allowed to enter your personal client data in the QR-Portal for you.
In addition to Unifits' offerings, there are several other open source solutions available in the Swiss market from other providers that you as a biller can use. For example, you can generate QR codes for free under www.qr-rechnung.net or you can develop individual solutions under https://qr-rechnung.org and https://www.qr-invoice.ch.
If you use payment software, you must be able to process all three QR-bill variants with your software from the introduction date. Payment files can continue to be delivered via the UBS KeyPort interfaces (EBICS) and E-Banking. The digital payment of QR-bills will be possible in UBS Digital Banking (E-Banking and Mobile Banking), at a Multimat and using a paper-based order form from June 30, 2020, onwards.
The three versions of the QR-bill
The difference lies in the use of the IBAN and references.
QR-IBAN with QR reference (formerly ESR reference)
- Reference always reliably included in the reports
- Automated balancing of accounts receivables
- Efficient account reporting with collective bookings
IBAN and Creditor Reference according to ISO 11649 standard
- Bills that are paid mostly from outside Switzerland
- Automated balancing of accounts receivables
- Efficient account reporting with collective bookings
IBAN without a reference
- Donations, promotions, events with unknown payers
- No outstanding accounts receivables
- Account reporting only as single bookings
