Candles aglow, children's eyes aglitter, and your credit card afire – it must be Christmastime again. Power your Christmas season by downloading our handy apps onto your smartphone and make the most, financially, of the 2020 holiday season.

Don't end up like Santa Claus

He probably retired a long ago – yet every year he's still forced to do heavy physical labor. Be smarter than Santa: save for your pension in a pillar 3a account. It's one way you can build up capital for your retirement – and cut your tax bill.<br><br> Important: The full amount you intend to pay into pillar 3a in 2020 must be booked in the pillar 3a account by 31 December 2020. Only this way can you still benefit from the tax advantages this year. Don't delay – open an account today.