401(k) Plan
The UBS 401(k) Plan is a qualified retirement savings plan that enables you to invest a portion of your own pay along with the firm’s contributions. The 401(k) Plan includes three types of contributions:
- Your own contributions (before-tax, after-tax and Roth 401(k))
- Company matching contributions (three-year vesting required and end of year employment requirements)
- Company retirement contributions (three-year vesting required and end of year employment requirements)
In 2027, UBS will update two key aspects of 401(k) Plan company contributions:
- The annual maximum UBS Matching Contribution will increase to $10,200 (from $8,000). The current 6% UBS Matching Contribution structure will remain unchanged.
- The UBS Retirement Contribution will move from an annual contribution to a standardized 2% contribution of eligible compensation on a per-pay-period basis throughout the year (capped at $5,000).
We're also transitioning administration of the UBS 401(k) Plan from Alight Solutions to Fidelity Investments. With Fidelity you can expect simple, intuitive and easy-to-use platform and end-to-end experience.
No action is required for your account to transfer. Your existing UBS 401(k) Plan account will transition to Fidelity on or around January 10, 2027. Learn more at myfidelitysite.com/UBS401k and watch for additional information mailed to your home.
