UBS Individual Euro The banking package for cross-border commuters and clients resident abroad


Banking Package UBS Individual Euro at a glance

Free of charge for the first year

Free of charge for the first year
For new clients or existing clients without a V PAY card or Maestro card

At an all-inclusive price

At an all-inclusive price
Accounts, cards and banking services in an affordable package

Free transfers

Free transfers
In euros, using SEPA within Switzerland and in the EU/EEA

  • A low flat fee from the second year
  • Includes credit card Visa Card EUR, plus a V PAY or Maestro debit card for your EUR personal account
  • Free withdrawals from and payments to your personal account in euros at all UBS Bancomats
  • E-banking and mobile banking included
  • UBS KeyClub bonus program

Open an account with an appointment

Save time at your branch: make an appointment to open your account.

Open an account without an appointment

If you would like to open a banking package in person, visit us at a branch near you.

Services and conditions

For regular income such as wages or pensions, payments and cash withdrawals – the personal account in EUR forms the basis for your day-to-day banking. With an account in EUR, you can complete money transfers and securities transactions easily, quickly and reliably. You also receive a UBS Personal Account in CHF for even greater flexibility.

The savings account in EUR is the ideal supplement to a personal account in EUR. You also have the option to open several savings accounts.

With the V PAY Card, you can withdraw cash and make cashless payments in Switzerland and Europe. With the Maestro Card, you can do this anywhere in the world. Payments made into and withdrawals made from your Personal Account in Euro are free of charge at all UBS Bancomats. The annual fee for the V PAY Card or the Maestro Card is included in the banking package.

The annual fee for the Visa Card Classic EUR is already included in the banking package. As a result, you can remain flexible and make payments worldwide.

E-Banking and Mobile Banking let you do your banking at home, in the office or while traveling quickly, easily and conveniently. You have a clear overview of your assets at all times and can make payments outside of our branch opening hours. On request, you can receive notifications of your account and credit card transactions as well as exchange rate information via SMS or e-mail.

The personal financial assistant supports you in managing your tasks and planning your budget, making it easier for you to achieve your savings targets. 

With the Mobile Banking app, you can keep up to date with your finances and spending even when you're on the move.

Find out more about E-Banking and Mobile Banking.

With our UBS KeyClub bonus program, you can collect points if you use your credit card regularly. You can use the bonus points like cash on a 1:1 basis. More than 30 partners – including Migros, Ikea, Manor, Fleurop, Kuoni, Pfister, Intersport und Mövenpick Wein – will accept your KeyClub points as payment. Alternatively, you can redeem your bonus points in the KeyClub eStore.

Find out more at UBS KeyClub.

With the Personal Account EUR, SEPA payments in euros are free within Switzerland as well as in countries in the EU and the European Economic Area. SEPA stands for "Single Euro Payments Area" and is the uniform standard for payment transactions within Europe.

Requirements for SEPA payments:

  • The currency is the euro
  • The beneficiary bank is based in one of the 30 SEPA countries
  • Specification of the beneficiary's IBAN
  • Specification of the beneficiary's BIC

Further information on SEPA payments.

The UBS Individual Euro banking package also offers the following benefits:

Free advice

We understand your needs as a cross-border commuter and international client. We are happy to advise and present you with solutions that meet your needs.

UBS magazine

Keep up to date with the latest news and current offers. You can also access the UBS magazine online. 


Fee for the UBS Individual Euro banking package

  • Free of charge for the first year
    for new clients
  • CHF 10 per month
    starting from the second year

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