Our financial strength

Our financial strength and the resilience of our business model are well recognized by the market. This matters more than ever in times of market stress.

Our firm is proving its strength and delivering successfully to clients in the current public health and economic shocks.

Our key priorities are to safeguard the wellbeing of our employees, serve our clients and ensure operational continuity in the current situation. We are looking to use our resources to support individuals, Swiss businesses and our clients globally at this difficult time – all within our broader responsibility to stakeholders.

Here's what you should know

  • Financial strength is a pillar of our strategy. In 2021, we reconfirmed and continued to implement our strategy towards a client-centric business model that focuses on our core businesses with less risk-taking.
  • UBS has increased its CET1 capital to USD 45.3 billion with around USD 104 billion in total loss absorbing capacity, building a strong capital position and a balance sheet that is for all seasons.
  • Our financial strength is reflected in top-class ratings from the major credit rating agencies.
  • Our resilience is also helped by our highly capital-generative business model.
  • In 2021, we delivered a strong financial performance. We had the highest pre-tax and net profit in 15 years, a 17.5% return on CET1 capital and a 14.1% return on tangible equity.
  • We've shown over the past that our business model performs well even in very challenging market conditions.
  • We have a conservative risk and funding profile, a highly liquid balance sheet and a high-quality credit portfolio with relatively limited lending exposure to highly impacted industries. All this makes us well prepared for this environment.
  • We have repeatedly passed stress tests and continue to lend to individuals and businesses across our franchises, facilitating investments to fuel the economy.
  • We understand our role in society very well in these challenging times and are committed to using our significant resources to provide support to our clients, the broader economy and society at large.

Find out more

See what our CEO Ralph Hamers had to say about our strategy at the Bank of America Merrill Lynch Annual Financials CEO Conference