80 is the new 60 Retirement is one word, but three phases

Retirement does not equal old

The definition of “old” is changing. It used to be 62, about the time we would retire. Now that we’re living longer, many of us don’t feel old until we’re in our 80s and we lose our independence. In fact, investors tell us that they expect to go through three stages of retirement:


Still working, but in a reduced or different capacity

My Time

Focused on travel and leisure 

The Last Waltz

Leading a relaxed, simpler life, eventually focusing on health issues 

Financial needs will vary across the three phases, but most investors underestimate how much they’ll need for all three phases of retirement, particularly “The Last Waltz”, when healthcare expenses typically escalate.

Plan for a retirement that can last 30 years or more

Talk to your UBS Financial Advisor today.


Is 80 the new 60? Ted Koppel and Blythe Danner weigh in.

A distinguished panel joined us in Washington D.C. to discuss how living longer impacts retirement. Watch the videos for insights that can help you prepare for a long—and happy—future. Featuring Ted Koppel, Blythe Danner, Dr. Laura Carstensen of the Stanford Center on Longevity, and Michael Crook, UBS Head of Portfolio and Planning.

On living longer (and better)

Getting to know your future self

Planning for your “longevity bonus”

Your life is more than a pie chart

Writing your own script for retirement

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