Sustainable Investing

Every day, wealthy investors make spending, philanthropic and even career decisions to help make the world a better place. But when it comes to investing, are portfolios aligned to personal values?

 

Return on values

For our latest UBS Investor Watch, we surveyed more than 5,300 investors in 10 countries on sustainable investing. Explore our report and discover the key findings.

Can my investments make an impact to the world?

What if you could do well financially while doing good in the world? Now you can. With sustainable investing, you can invest in ways that reflect your values without compromising the opportunity to get attractive returns on your money. Here's how…

How can my investments reflect my values?

As a global leader in sustainable investing, we can help your portfolio reflect your values, without compromising returns. So the investments you make don’t just say good things about you, they do good for everyone.


Three main ways to invest sustainably

Exclusions

This involves removing assets from your investment portfolio that don't reflect your values, such as investments in weapons and tobacco.

ESG (environmental, social and governance) integration

ESG integration involves including ESG factors in your investments to potentially improve your returns and reduce your risks. It also allows you to reflect your values in your portfolio. For example, you can invest in companies that focus on environmental (for example, reducing pollution), social (such as human rights) and governance (for example, stopping corruption) issues and opportunities.

Impact investing

Impact investing involves making a difference in ways you can measure while potentially growing your money. Impact investments tend to be in private markets, such as private equity and debt, venture capital and infrastructure.

What difference can I make?

What your investments achieve depends on how you invest, such as whether you choose the exclusions, ESG integration or impact investing approaches. For example, ESG integration looks at potentially improving your portfolio’s risk and return while matching your investments to your values. Meanwhile, impact investing aims to make sure every investment achieves a measurable and verifiable social impact as well as financial return.

What can it do for my money?

Think investing sustainably means missing out on growing your money? Think again. Evidence shows sustainable investment returns have historically been comparable to conventional ones3 4. For example, a review of academic research found that investing sustainably improves returns or doesn't harm them3. So it's little surprise the global sustainable investment market is growing5.

How can my investments help change the world?

You can help shape a better world when you invest sustainably, from alleviating poverty and hunger to combating climate change and injustice. The extent of the impact also depends on the ambition and nature of your investment, whether you choose exclusions, ESG integration or impact investing.

One of the biggest ways you can help change the world is to support the United Nations (UN) Sustainable Development Goals (SDGs). The UN aims to make the world a better place by 2030. It's doing this through 17 SDGs, covering everything from clean energy to zero hunger. You can play a big part in helping the UN achieve its goals by investing sustainably.

Why choose UBS?

When investing sustainably, it's good to do it with people who want to set the agenda for these investments.

That's UBS. We want to shape the future of sustainable investing. Why? We're confident sustainable investing will soon become the world's most widely accepted way of investing. As the world's leading wealth manager1 2, we feel responsible for helping change things for the better.

We have the capital, solutions and expertise to make a big difference globally.


Can I truly make a difference?

In our Life’s Questions series, Paul Simon, impact investor and philanthropist, tells us why he thinks it’s possible to both do well and do good.

The value of investments can go down as well as up. Your capital and income is at risk.

Sustainable investing with UBS

Maybe, like Paul Simon, you would like to invest in a sector you care deeply about. At UBS, we support the UN’s SDGs by setting up partnerships and we continue to unveil sustainable investment offerings. We can work together with you to create a sustainable future that benefits people, the planet, and profit.

See how UBS can help

Find out more about investing with impact.

The value of your investments can go down as well as up. Your capital and income is at risk.

Or ask us directly

1 'UBS AG was named "Best Services for Philanthropy and Social Impact Investing," by Euromoney, 2014, 2015, 2016, 2017 and named the "Industry Group Leader in Sustainability for the Diversified Financial Services sector" by Dow Jones Sustainability Index 2015, 2016
'Accolades are independently determined and awarded by their respective publication. For more information on a particular rating, visit their corresponding website. Neither UBS Financial Services Inc. nor its employees pay a fee in exchange for these ratings. Past performance is not guarantee of future results.
3 'ESG and financial performance: aggregated evidence from more than 2000 empirical studies', Journal of Sustainable Finance and Investment, Gunnar Friede, Timo Busch, Alexander Bassen, 2015 
4 'Introducing the Impact Investing Benchmark', Global Impact Investing Network and Cambridge Associates, 2015 
'GSIA Global Sustainable Investment Review', 2016 ("In the period since the last report was released, the global sustainable investment market has continued to grow, and in most of the regions covered by GSIA’s member organizations, its share of professionally managed assets has also grown.")

ESG Investing Risk – Environmental, Social and Governance factors may inhibit a portfolio manager’s ability to participate in certain investment opportunities that otherwise would be consistent with its investment objective and other principal investment strategies. Underlying companies in a particular fund may not necessarily meet exemplary standards in all aspects of ESG performance; nor is any company perfect when it comes to corporate responsibility or sustainability.

In providing wealth management services to clients, we offer both investment advisory and brokerage services which are separate and distinct and differ in material ways. For information, including the different laws and contracts that govern, visit ubs.com/workingwithus. 

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